If your insurance company has attempted to deny your rightful long term disability claim, it is acting in bad faith. Bad faith is a common practice of insurance companies, which tend to be large corporations, whose primary interest is not always the health of their policyholders but the wealth of their executives and shareholders. Fighting a bad faith long term disability insurance denial means taking on such a company and all its lawyers. This may seem overwhelming without the help of an experienced bad faith attorney.
What Is a Bad Faith Attorney?
Every state has laws banning bad faith insurance practices, yet insurance companies still try to deny the claims of policyholders – simply because often they get away with it. Bad faith lawyers are experienced in every aspect of breach of contract by insurance companies. A bad faith attorney will be familiar with insurance company tactics such as:
- Delaying long term disability benefit payments by failing to properly investigate a claim
- Confusing policyholders with obscure clauses in their policy, mountains of paperwork, and a lengthy claims process
- Intentionally misclassifying an injury to avoid payment
- Placing its financial interests ahead of your rights – even going as far as awarding bonuses to employees who successfully deny claims
Do You Need A Bad Faith Attorney?
Having a bad faith attorney on your side against a big insurance company can protect you when facing devastating financial loss. After paying your regular yearly premiums on time, you expect to be protected should the worst ever happen. Having an insurance company turn against you can be frustrating, but should not hinder you from taking action with a bad faith insurance lawyer. Insurance companies count on you being overwhelmed and defeated in hopes that you will abandon your claim.
You Can Have Access To A Bad Faith Attorney:
No matter what your financial circumstances are, you can speak to a bad faith lawyer at no cost to you. If you have experienced the denial of your long term disability rights from your insurance company, we urge you to consult with a bad faith insurance attorney.
Call Sokolove Law today at 877-822-8214 and speak with one of our bad faith attorneys who specialize in insurance company breach of contract cases, or fill out the form on this page to request a free no-obligation legal consultation.