Aetna, a Fortune 100 Company with annual revenues of over $30 billion is one of the largest providers of group and individual long-term disability insurance in the United States. Recently, however, it has also been the culprit in nationwide investigations regarding denied disability claims. Unfortunately, Aetna’s practice of unwarranted or unfair long term disability denials has deeply affected those that it was built to protect: its policyholders.
Disability Insurance Denial and Bad Faith
Insurance companies operate to achieve one goal: create wealth for their executives and investors. This wealth is often generated at the expense of policyholders through unfair claim denials. Aetna’s long term disability insurance denials provide a clear path to increased profits and an improved bottom line.
Insurance companies hold a legal duty to their policyholders to act in good faith and fair dealing. If your insurance company has failed to uphold this responsibility, you are able to sue on a bad faith claim. Unfair disability insurance claim denial is an example of a way in which Aetna has failed to uphold its duty as an insurer and has resulted in countless bad faith lawsuits throughout the nation.
If you have been denied your long term disability benefits, Aetna may have claimed the following:
You failed to disclose a pre-existing health condition
Your medical examinations were insufficient or inadequate
There were problems with your paperwork or documentation
The claim you filed was for a condition that is not a “covered” disability
Our findings indicate that your procedure was elective, not medically necessary
Despite making regular premium payments for years, you may become a victim of Aetna’s long term disability denial practices, and it can destroy the financial security you thought you could depend on. Unfair denials may results in the immediate loss of your income, loss or foreclosure of your home, loss of your savings, or denial of your health care. Thankfully, if Aetna has denied your long term disability claim, you have not yet reached the end of the claims process. It is imperative that you understand your rights and legal options if you have fallen victim to Aetna’s routine denial practices.
Disability Insurance Denial and your Legal Options
Every state has laws banning bad faith insurance practices; however, large insurance companies like Aetna have ample legal resources at their disposal to eradicate your complaints. An experienced attorney that specializes in long term disability denial will assist you in your fight to reclaim the benefits and compensation you are entitled to.
If you believe your Aetna long term disability insurance claims have been wrongfully denied, you have the right to take action. With Sokolove Law, you don’t have to feel intimidated by large insurance companies like Aetna. Our lawyers have more than 40 years of experience with long term disability claim denials and they know what steps to take – and when – to fight for the compensation you deserve.
Call and Speak with a long term disability case manager at Sokolove Law now at (800) 995-1212, or fill out the form on this page to request a free, no-obligation legal consultation.