Home / Disability Denial / Long-Term Disability Denial / Long-Term Disability Insurance Providers

Long-Term Disability Insurance Providers

Fact-Checked and Reviewed by Ricky A. LeBlanc

Many of the most profitable long-term disability insurance companies in America are also the most efficient when it comes to unfair and unwarranted long-term disability insurance denials. This practice increases the wealth of its executives and investors and harms the one group it is in business to protect: its policyholders.

Learn more about appealing an LTD insurance denial today by getting a free legal case review or calling (800) 995-1212. We’ll fight hard to get you everything you’re entitled to.

Get a Free Case Review

Last Updated: May 1, 2025

Legally Edited and Fact-Checked by:Ricky A. LeBlanc, Managing Attorney, Sokolove Law

Long-Term Disability Companies and Bad Faith

Companies that offer long-term disability insurance hold a legal duty to their policyholders to act in good faith and honor legitimate claims — but that’s not always the case.

A bad faith or unfair disability insurance claim denial is just one way long-term disability insurance providers fail to uphold their duties as insurers. These practices have resulted in countless long-term disability lawsuits throughout the nation.

If your long-term disability insurance company wrongfully denied your claim, don’t give up. You may be able to appeal their decision and secure the benefits you’re owed.

Don't Take No for an Answer

We’ve recovered over $136 Million for clients with denied disability claims. Let us get you the money you deserve.

Get a Free Case Review

Insurance Providers Known for LTD Denial

A few of the long-term disability insurance companies known for unfair denials include:

The above list of disability insurance companies isn’t exhaustive. If your claim was wrongfully denied by a long-term disability insurance company not on the list, we may still be able to help with your appeal.

Call (800) 995-1212 now to learn more about your options for free.

“After a challenging legal battle, Sokolove Law achieved a favorable outcome, and I finally received the benefits I had paid for. I can’t express enough gratitude to Sokolove Law for being my ally in the fight. They stood by me and advocated for my rights.”
– Illinois Truck Driver with a Denied LTD Claim

What Can You Do About Long-Term Disability Insurance Denials?

Every state has laws banning bad faith insurance practices. However, large long-term disability insurance companies have ample legal resources at their disposal to challenge your complaints. You don’t have to face this long and discouraging battle alone.

A long-term disability attorney with years of experience in disability denials can assist you in your fight to reclaim the benefits and compensation you deserve.

When you work with Sokolove Law, our experienced attorneys may be able to help level the playing field between you and your insurance provider by:

Gathering evidence to strengthen your case
Filing the appeal with the insurance provider on your behalf
Representing you in court if necessary

Don't Give Up on Your Benefits

We've helped clients across the country challenge their insurer's decision and secure the benefits they deserve.

Get Help Appealing a Denied LTD Claim

If you have become a victim of long-term disability insurance denial, you don’t need to accept the initial denial as final. By working with a long-term disability denial lawyer, you can get experienced legal help appealing your insurer’s decision.

Over the last 45+ years, Sokolove Law has recovered over $136 Million for clients with long-term disability denials. We have the resources and experience to fight for any benefits you may be entitled to.

Call (800) 995-1212 now for a free, no-obligation case review to learn more about legal options.

Long-Term Disability Insurance Companies FAQs

What’s long-term disability insurance?

Long-term disability (LTD) insurance is an insurance policy that provides financial benefits to a person who is unable to work due to an accident, illness, or injury.

This type of insurance policy is meant to provide the employee with a portion of their income to cover their expenses while they’re unable to work.

Can I appeal a denial from a long-term disability insurance company?

In many cases, yes. Most long-term disability insurance plans allow you to appeal a claim denial. Our long-term disability lawyers may be able to handle the appeal process on your behalf. Contact Sokolove Law today to learn more.

Why do disability insurance providers deny LTD claims?

If you have been denied long-term disability benefits, your insurance provider may have claimed that:

You failed to disclose a pre-existing health condition
Your medical examinations were insufficient or inadequate
There were problems with your paperwork or documentation
The claim you filed was for a medical condition that is not a “covered” disability
Your procedure was elective, not medically necessary

Even loyal, long-term policyholders who have been paying regular premiums for years can fall victim to wrongful disability denials.

If you become ill or injured and are unable to work, you may need to depend on your long-term disability insurance for your financial security.

Get a free case review today to see if Sokolove Law can help you fight your insurer’s denial.

Ricky A. LeBlanc

Managing Attorney, Sokolove Law

Legal Editor
Fact-Checked

Ricky A. LeBlanc is the Managing Attorney at Sokolove Law. As Managing Attorney, Ricky is responsible for all communications with prospective clients and, along with his team of paralegals and case managers, review all potential cases.

Read Bio

Request your free legal consultation

First Name*

Last Name*

Phone Number*

Email*

What type of insurance were you denied?*

Long term disability

Social security disability

Veterans disability

Other

What is the name of your insurance carrier?*

What was the date of the initial denial?*

Comments

I understand by submitting this form that I am providing my consent to be contacted by Sokolove Law and its co-counsel, potentially using automated technology, at the number provided regarding my potential claim/their services. Consent is not required to use their services. Msg frequency varies, and message and data rates may apply. Reply HELP for help or STOP to unsubscribe. SMS Terms of Service. I understand and agree that by submitting this form I agree to the Privacy Policy and Terms of Use and that this form does not create an attorney-client relationship and is not confidential or privileged and may be shared.

Secure Submission