AIG Disability Denials & Unfair Practices
Insurance companies like AIG exist to generate profits for their executives and shareholders. This wealth may be generated at the expense of policyholders through long-term disability (LTD) insurance denials.
AIG has a legal obligation to honor the terms of their insurance policies. When they deny a legitimate claim, they may be acting in bad faith.
Find out more about AIG disability denials:
- American International Group, a Fortune 500 company, collected over $23 Billion in insurance premiums in 2024. Despite this, the company has faced multiple lawsuits involving unfair claim denials.
- In Curry v. American International Group, AIG denied an employee's LTD benefits for degenerative osteoarthritis after her doctor retired and the insurer’s inquiries were handled by an unknown staff member.
- A judge ordered AIG to pay Curry retroactive benefits with prejudgment interest, which was worth over $150,000.
- If AIG wrongfully denied your disability claim, you have the right to file an appeal. If your appeal is unsuccessful, you may be able to file an AIG lawsuit.
AIG has a powerful legal team defending their interests, but our experienced long-term disability attorneys can help to level the playing field and fight to overturn wrongful denials.
At Sokolove Law, we’ve secured over $143 Million for families affected by wrongful denials. If AIG denied your claim, contact us now to see if we may be able to seek the benefits you’re owed.
We've helped clients across the country challenge their insurer's decision and secure the benefits they deserve.
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What Is the Reason for AIG Not Paying Disability Claims?
In some cases, there are valid reasons why a disability claim might be denied, like missing information. However, AIG claim denials may be unjust, leaving you without the benefits you're entitled to.
AIG may deny your long-term disability benefits by arguing that:
- You failed to disclose a pre-existing health condition
- Your medical examinations were inadequate or inconclusive
- There were problems with your paperwork or documentation
- Your medical condition doesn’t prevent you from performing your duties at work
- Your condition doesn’t meet the policy’s specific definition of a covered disability
A denial is not final. If your AIG long-term disability claim or appeal was denied, you may still have legal rights and options to secure the compensation you need.
Our AIG disability benefit lawyers can help you gather the evidence needed to build a strong appeal and potentially reverse the insurer’s decision.
“Being in my 50s and unable to work due to the debilitating effects of cancer was a hard pill to swallow. But Sokolove Law gave me hope and the confidence to fight back. Their unwavering dedication paid off, and they secured a favorable resolution in my case.”
– Office Worker with a Denied LTD Claim
How to File an AIG Long-Term Disability Appeal
Appealing an AIG disability denial can be difficult to do on your own, especially when you know companies like AIG may be looking for any reason to deny your appeal.
Our LTD attorneys may be able to help you file an AIG appeal by:
- Reviewing your denial letter to understand the specific reasons AIG cited for denying your claim
- Gathering additional evidence, like updated medical records or documentation, to strengthen your case
- Preparing and submitting all necessary paperwork to AIG on your behalf
- Communicating with the insurer to clarify requests, address procedural issues, and advocate for approval
- Requesting a second appeal if your initial AIG appeal is denied
“We can help navigate the complex appeal process and work to minimize any disruptions to your life while maximizing the amount of potential disability pay in your case.”
– Ricky LeBlanc, Managing Attorney at Sokolove Law
After you’ve gone through the appeals process, your legal team may submit a complaint with your state’s Insurance Department to lay the groundwork for an AIG lawsuit.
Our attorneys can handle every step of the legal process on your behalf — at no out-of-pocket cost to you.
Call (800) 995-1212 now to find out more about your options after an AIG claim denial. It costs nothing to speak with us.
AIG Lawsuit for Denied Disability Claims
Once you’ve exhausted the long-term disability denial appeals process, your attorney may be able to file an AIG lawsuit on your behalf.
Filing an AIG lawsuit generally involves preparing a detailed complaint, collecting evidence that shows you’re unable to work due to your disability, and outlining why your insurer wrongfully denied your benefits.
Throughout this process, we’ll work to negotiate AIG settlements on your behalf. If a settlement isn’t reached, we’re prepared to argue your case in court and pursue compensation from a trial verdict.
A successful AIG lawsuit could result in back pay for past-due benefits, reinstatement of your monthly payments, and, in some cases, additional damages if your insurer is found to have acted in bad faith.
By working with Sokolove Law, you can even the playing field and put pressure on AIG to pay you what you’re owed, whether in the form of benefits, an AIG lawsuit settlement, or a trial verdict.
Why Choose Our AIG Appeal Lawyers?
At Sokolove Law, our AIG appeal lawyers are committed to seeking justice for those who were wrongfully denied the benefits they deserve.
We can handle the process of filing an AIG appeal or lawsuit for you, so you can focus on your health and well-being.
Find out why clients trust our AIG disability lawyers:
- Over 45 years of experience standing up to powerful insurance companies
- No upfront costs or hourly fees
- Able to help families in all 50 states
- More than $143 Million total secured for clients who were wrongfully denied their LTD benefits
We’re here to listen to your situation, clarify your insurance policy, and fight to protect your legal rights.
Do I Need a Lawyer for an AIG Disability Appeal?
Working with a lawyer to file your AIG disability appeal may increase your chances of securing compensation for medical bills and other expenses while you’re unable to work.
An AIG disability attorney can help you by:
- Evening the Playing Field: By partnering with a national law firm like Sokolove Law, you’ll gain access to the resources needed to stand up to AIG and ensure your case is taken seriously.
- Filing an Undeniable Appeal: We’ll gather additional evidence, like updated test results, statements from coworkers, and reports from physicians, to build a strong appeal on your behalf.
- Improving Your Chances of Success: With an experienced attorney on your side, you can get help identifying errors in the insurer’s review, correct misrepresented job duties, and challenge inaccurate conclusions to maximize your likelihood of approval.
At Sokolove Law, we’ve successfully helped clients recover denied benefits for over 45 years. We know the tricks these companies use and how to combat them.
Get Help Fighting an AIG Disability Denial
Navigating an AIG disability denial can be complicated, stressful, and time-consuming — but you don’t have to do it on your own.
Our AIG appeal attorneys are here to help you understand the fine print of your policy, identify any errors in the insurer’s decision, and collect the evidence needed to file a strong appeal on your behalf.
There is no financial risk when you work with Sokolove Law. We only get paid if we secure compensation on your behalf.
Our team understands how important these benefits are for you and your family, which is why we’ll work to get your claim reviewed and resolved as quickly as possible.
Call (800) 995-1212 now or fill out our contact form to get started with a free, no-obligation case review.
AIG Denied Claim FAQs
Does AIG deny long-term disability claims?
Yes. Multiple lawsuits have been filed against insurance providers like AIG for wrongfully denying long-term disability claims.
AIG lawsuits for denied disability benefits include:
- Coleman v. American International Group: A claims adjuster with fibromyalgia, depression, and chronic pain filed a lawsuit against AIG after her LTD benefits were terminated based on her policy’s 2-year limitation for mental illness, even though she maintained that she was also physically disabled.
- Curry v. American International Group: A regional insurance underwriting manager was denied benefits for degenerative osteoarthritis in both knees. She filed an AIG lawsuit and was awarded over $150,000.
- Darden v. American International Group: A Tennessee customer service specialist with obesity, severe lymphedema, and sleep apnea filed a lawsuit against AIG after her long-term disability benefits were cut off.
- Leipzig v. AIG Life Insurance Company: Leipzig, a chief dealer at the Chicago Mercantile Exchange, had an angioplasty and was diagnosed with coronary artery disease, hypertension, and gout. Despite a doctor noting that his high-stress job could worsen his heart condition, AIG denied his claim for disability benefits.
If your LTD claim was denied, our AIG denial lawyers may be able to help you appeal their decision. Get started now with a free case review.
AIG denied my claim — what should I do now?
If AIG denied your LTD claim, reach out to a long-term disability denial attorney for help filing an appeal or lawsuit and potentially recovering the benefits you deserve.
With experienced legal help on your side, you can focus on your health and recovery while we focus on the appeals process.
Can I file an AIG lawsuit for long-term disability denial?
In some cases, yes. If AIG denied your long-term disability claim and you’ve already gone through the appeals process, you may be able to file a lawsuit against AIG for disability denial.
Call (800) 995-1212 now to find out if you may be eligible to take legal action following your claim denial.
Does ERISA apply to AIG long-term disability claims?
Yes. Most long-term disability claims administered by AIG are governed by ERISA, or the Employee Retirement Income Security Act.
ERISA sets the rules for how disability claims and appeals must be handled, including deadlines, documentation requirements, and your right to a full review of a denied claim.
Despite the protections established by ERISA, insurance companies like AIG may still wrongfully deny LTD claims. However, our AIG ERISA attorneys may be able to help you fight back.
Is there an AIG class action lawsuit?
There have been AIG class action lawsuits in the past, including one involving hidden fees on travel insurance premiums that led to a proposed $24 Million settlement. However, there are no AIG class action lawsuits related to long-term disability claim denials at this time.
How much does an AIG attorney charge?
At Sokolove Law, there are no upfront costs or hourly fees to work with our AIG attorneys. We operate on a contingency-fee basis, which means you pay nothing unless we secure compensation for your family.
