Lincoln Financial is one of the largest and most profitable insurance companies in America. As a billion dollar company, its primary goal is to create wealth for their executives and investors. Unfortunately, this wealth is often generated at the expense of its policyholders through its routine denial of long term disability denials.
Disability Insurance Denial and Bad Faith
Insurance companies hold a legal duty to their policyholders to act in good faith and fair dealing. If your insurance company has failed to uphold this responsibility, you are able to sue on a bad faith claim. Unfair disability insurance claim denial is an example of a way in which Lincoln Financial has failed to uphold its duty as an insurer and has resulted in countless bad faith lawsuits throughout the nation.
If you have been denied your long term disability benefits, Lincoln Financial may have claimed the following:
You failed to disclose a pre-existing health condition
Your medical examinations were insufficient or inadequate
There were problems with your paperwork or documentation
The claim you filed was for a condition that is not a “covered” disability
Our findings indicate that your procedure was elective, not medically necessary
Even loyal, long-term policyholders who have been paying regular premiums for years can fall victim to disability insurance denials. If you become ill or injured and are unable to work, you may need to depend on your long term disability insurance for your financial security. Facing a denial of these benefits could result in the:
Immediate loss of your regular income
Loss or foreclosure of your home
Loss of your savings
Denial of your health care
Disability Insurance Denial and your Legal Options
Every state has laws banning bad faith insurance practices; however, large insurance companies like Lincoln Financial have ample legal resources at their disposal to eradicate your complaints. You don’t have to face this long and discouraging battle alone. An experienced long-term disability denial attorney will assist you in your fight to reclaim the benefits and compensation you are entitled to.
If you have been denied your rightful long term disability insurance benefits and currently hold your policy with Lincoln Financial, you have not yet reached the end of the claims process. There are experienced attorneys prepared to help you regain your unjustly denied benefits and get you the compensation you deserve. Sokolove law has more than 40 years of experience with long term disability denial cases and our attorney’s are ready to help you fight back.
Call Sokolove Law today at (800) 995-1212 to speak with one of our cases managers and discover if we are able to help in your pursuit to obtain your long term disability benefits. Or fill out the form on this page to request a free no-obligation legal consultation.