Provident Long-Term Disability Insurance Denial

Provident Disability Claim Denials & Unfair Practices

Insurance companies operate to achieve one goal: create wealth for their executives and investors. This wealth may be generated at the expense of policyholders through unfair long-term disability (LTD) insurance denials.

Provident Life and Accident Insurance has a legal duty to policyholders to honor the terms of their policy. If the company denies a legitimate claim, they may be acting in bad faith.

Find out more about Provident disability denials: 

• In 1999, Provident merged with Unum, one of the largest disability insurance providers in the United States.
• Provident is accused of using unfair tactics to deny valid claims and increase their profits.
• In one lawsuit against Provident, a chiropractor was awarded over $7 Million after her LTD benefits were denied. The verdict included $5 Million in punitive damages to punish the insurer for acting in bad faith.
• You may have the right to appeal a wrongfully denied Provident disability claim — or file a Provident lawsuit if your appeal is unsuccessful.

By denying claims, Provident may jeopardize a person's financial stability — leading to lost income, depleted savings, home foreclosure, and other serious hardships.

At Sokolove Law, we have over 45 years of experience fighting for families affected by wrongful denials. If Provident denied your claim, contact us now to see if we may be able to seek the benefits you’re owed.

Why Would Provident Deny a Disability Claim?

Sometimes, there are valid reasons why a disability claim might be denied, like missing information. However, Provident claim denials may be unjust, leaving you without the benefits you're entitled to.

If your LTD benefits were denied, Provident may have claimed that:

• You failed to disclose a pre-existing health condition
• Your medical examinations were insufficient or inadequate
• There were problems with your paperwork or documentation
• Your medical condition does not qualify as a “covered” disability
• Your procedure was elective or not medically necessary

It’s important to remember that a denial is not final. If your Provident long-term disability claim or appeal was denied, you do have legal rights and may still have options to secure the compensation you need.

Our Unum Provident lawyers can help you gather the information needed for an appeal in order to potentially reverse the insurer’s decision.

How to Appeal Provident Disability Denials

Appealing denied Provident long-term disability claims can be difficult to do on your own, especially when you know insurance companies like Provident may be looking for any reason to deny your appeal.

Depending on your case and insurance policy, our LTD attorneys may be able to help you:

• File an appeal of your denied Provident disability claim
• Request a second appeal if your Provident long-term disability appeal was also denied
• Submit a Provident long-term disability complaint with your state’s Insurance Department to lay the groundwork for legal action

After you’ve gone through the appeals process, your legal team may be able to file a Provident lawsuit to overturn the denial of your claim.

Our attorneys may be able to handle your appeal and fight to reclaim any disability benefits you may be owed — at no out-of-pocket cost to you.

Call (800) 995-1212 now to learn more about your legal options and see if we can help with your case.

“Thanks to Sokolove Law, we won the battle against the insurance company. Now, I have the support and financial security I need to focus on my health and well-being. I’m grateful for their help and would recommend the firm to anyone facing a similar struggle.”
– Engineer in Washington D.C. with a Denied Disability Claim

Filing an Unum Provident Lawsuit for Disability Denial

Once you’ve appealed your denied Provident claim, weeks may go by before you hear anything. You may need to check in with the insurer to make sure your appeal letter was received and ask how the appeal is progressing.

Before being able to file an Unum Provident lawsuit, you usually have to exhaust the appeals process for denials, which may vary according to your insurance policy:

• If your appeal is denied, a Provident disability attorney may be able to request a second appeal and help strengthen your claim.
• If your appeal is denied for a second time, you may be able to file an Unum Provident lawsuit to pursue the benefits you deserve.

By working with Sokolove Law, you can even the playing field and put pressure on your insurance provider to pay you what you’re owed, whether it’s in the form of benefits or a Provident long-term disability settlement.

If your appeals are unsuccessful, our attorneys can handle every step of filing a Provident disability lawsuit on your behalf.

Get Help from Our Provident Disability Denial Lawyers

Insurance companies usually have legal teams who are prepared to spare no expense fighting your case. With Sokolove Law, you don’t have to feel intimidated by large insurance companies like Provident.

If you have a case, we can handle the Provident long-term disability appeals process on your behalf.

Our long-term disability appeal attorneys have recovered over $136 Million on behalf of hardworking clients who were wrongfully denied their LTD benefits.

Our team can listen to what’s going on, get some information on your insurance policy, and let you know what your legal options may be — at no cost to you.

Call (800) 995-1212 now or fill out our contact form for a free, no-obligation legal consultation.

Provident Disability Claim Denial FAQs