Reliance Long-Term Disability Denial

Reliance Claim Denials & Unfair Practices

Insurance companies like Reliance exist to generate profits for their executives and shareholders. This wealth may be generated at the expense of policyholders through long-term disability (LTD) insurance denials.

Reliance has a legal obligation to honor the terms of their insurance policies. When they deny a legitimate claim, they may be acting in bad faith.

Find out more about Reliance disability denials: 

• Reliance Standard Life Insurance Company generates over $500 Million in annual revenue. Despite this, the company has been accused of using unfair tactics to deny valid claims and boost profits.
• In Nichols v. Reliance Standard Life Ins. Co., the court found “over 100 opinions in the last 21 years criticizing Reliance’s disability decisions, including over 60 opinions reversing a decision as an abuse of discretion or as arbitrary and capricious.”
• In Weyer v. Reliance Standard Life Ins. Co., Reliance terminated a woman’s LTD benefits after 2 years, claiming she could work in some capacity despite multiple doctors stating otherwise. The court found she was totally disabled by her health conditions and ordered Reliance to reinstate her benefits.
• In Kaviani v. Reliance Standard Life Ins. Co., a dentist was awarded $313,644 in past-due benefits and interest after Reliance terminated his LTD benefits for a spinal injury.

If Reliance wrongfully denied your disability claim, you have the right to file an appeal. If your appeal is unsuccessful, you may be able to file a Reliance lawsuit.

Reliance has a powerful legal team defending their interests, but our experienced long-term disability attorneys can help to level the playing field and fight to overturn wrongful denials.

At Sokolove Law, we’ve secured over $141 Million for families affected by wrongful denials. If Reliance denied your claim, contact us now to see if we may be able to seek the benefits you’re owed.

What Is the Reason for Reliance Disability Claim Denials?

In some cases, there are valid reasons why a disability claim might be denied, like missing information. However, Reliance claim denials may be unjust, leaving you without the benefits you're entitled to.

Reliance may deny your long-term disability benefits by arguing that:

• You failed to disclose a pre-existing health condition
• Your medical examinations were inadequate or inconclusive
• There were problems with your paperwork or documentation
• Your medical condition doesn’t prevent you from performing your duties at work
• Your condition doesn’t meet the policy’s specific definition of a covered disability

A denial is not final. If your Reliance long-term disability claim or appeal was denied, you may still have legal rights and options to secure the compensation you need.

Our Reliance Standard disability benefit lawyers can help you gather the evidence needed to build a strong appeal and potentially reverse the insurer’s decision.

“From the very beginning, Sokolove Law treated me with respect and compassion, recognizing the gravity of my circumstances and the impact it had on my family's well-being. Their unwavering dedication paid off, and they secured a favorable resolution in my case.”
– Office Worker with a Denied LTD Claim

How to Appeal a Reliance Disability Denial

Appealing a Reliance disability denial can be difficult to do on your own, especially when you know companies like Reliance may be looking for any reason to deny your claim for benefits.

Our LTD attorneys may be able to help you file a Reliance appeal by:

• Reviewing your denial letter to understand the specific reasons Reliance cited for denying your claim
• Gathering additional evidence, like updated medical records or documentation, to strengthen your case
• Preparing and submitting all necessary paperwork to Reliance on your behalf
• Communicating with the insurer to clarify requests, address procedural issues, and advocate for approval
• Requesting a second appeal if your initial Reliance appeal is denied

After you’ve gone through the appeals process, your legal team may submit a complaint with your state’s Insurance Department to lay the groundwork for a Reliance lawsuit.

Our attorneys can handle every step of the legal process on your behalf — at no out-of-pocket cost to you.

Reliance Standard Lawsuit for Denied Disability Claims

Once you’ve exhausted the long-term disability denial appeals process, your attorney may be able to file a Reliance Standard lawsuit on your behalf.

Filing a Reliance lawsuit generally involves preparing a detailed complaint, collecting evidence that shows you’re unable to work due to your disability, and outlining why your insurer wrongfully denied your benefits.

Throughout this process, we’ll work to negotiate a Reliance settlement on your behalf. If a settlement is unable to be reached, we’re prepared to argue your case in court and pursue compensation from a trial verdict.

A successful Reliance lawsuit could result in back pay for past-due benefits, reinstatement of your monthly payments, and, in some cases, additional damages if your insurer is found to have acted in bad faith.

By working with Sokolove Law, you can even the playing field and put pressure on Reliance to pay you what you’re owed, whether in the form of benefits, a Reliance lawsuit settlement, or a trial verdict.

Why Choose Our Reliance Standard Disability Lawyers?

At Sokolove Law, our Reliance Standard disability lawyers are committed to seeking justice for those who were wrongfully denied the benefits they deserve.

We can handle the Reliance appeals and legal process for you, so you can focus on your health and well-being.

Find out why clients trust our Reliance Standard disability lawyers:

• Over 45 years of experience standing up to powerful insurance companies
• No upfront costs or hourly fees
• Positive reviews from past clients
• Able to help families in all 50 states
• More than $141 Million recovered in wrongfully denied LTD benefits

We’re here to listen to your situation, clarify your insurance policy, and fight to protect your legal rights.

Do I Need a Lawyer for a Reliance Standard Disability Appeal?

Working with a lawyer to file your Reliance Standard disability appeal may increase your chances of securing compensation for medical bills and other expenses while you’re unable to work.

A Reliance disability lawyer can help you by: 

• Evening the Playing Field: By partnering with a national law firm like Sokolove Law, you’ll gain access to the resources needed to stand up to Reliance and ensure your case is taken seriously.
• Filing an Undeniable Appeal: We’ll gather additional evidence, like updated test results, statements from coworkers, and reports from physicians, to build a strong appeal on your behalf.
• Improving Your Chances of Success: With an experienced attorney on your side, you can get help identifying errors in the insurer’s review, correct misrepresented job duties, and challenge inaccurate conclusions to maximize your likelihood of approval.

At Sokolove Law, we’ve successfully helped clients recover denied benefits for over 45 years. We know the tricks these companies use and how to combat them.

Get Help Fighting a Reliance Disability Denial

Navigating a Reliance disability denial can be complicated, stressful, and time-consuming — but you don’t have to do it on your own.

Our Reliance appeal attorneys are here to help you understand the fine print of your policy, identify any errors in the insurer’s decision, and collect the evidence needed to file a strong appeal on your behalf.

There is no financial risk when you work with Sokolove Law. We only get paid if we secure compensation on your behalf.

Our team understands how important these benefits are for you and your family, which is why we’ll work to get your claim reviewed and resolved as quickly as possible.

Call (800) 995-1212 now or fill out our contact form to get started with a free, no-obligation case review.

Reliance Standard Disability Appeal FAQs