Cigna is one of the largest and most profitable insurance companies in America, but to ensure its continued fiscal stability, Cigna denies the rightful claims of its policyholders.
Insurance companies operate to achieve one goal: create wealth for their executives and investors. This wealth is often generated at the expense of policyholders through unfair claim denials. Cigna’s denial of long term disability benefits is a clear avenue to increase profits and improve their bottom line.
Disability Insurance Denial and Bad Faith
Insurance companies hold a legal duty to their policyholders to act in good faith and fair dealing. If your insurance company has failed to uphold this responsibility, you are able to sue on a bad faith claim. Unfair disability insurance claim denial is an example of a way in which Cigna has failed to uphold its duty as an insurer and has resulted in countless bad faith lawsuits throughout the nation.
If you have been denied your long term disability benefits, Cigna may have claimed the following:
You failed to disclose a pre-existing health condition
Your medical examinations were insufficient or inadequate
There were problems with your paperwork or documentation
The claim you filed was for a condition that is not a “covered” disability
Our findings indicate that your procedure was elective, not medically necessary
While CEO’s watch their pay increase, the customers they are responsible to insure watch their insurance rates and their long term disability claim denials climb as well.
Cigna’s Disability Insurance Denial could result in:
Immediate loss of your regular income
Loss or foreclosure of your home
Loss of your savings
Denial of your health care
Disability Insurance Denial and your Legal Options
Every state has laws banning bad faith insurance practices; however, large insurance companies like Cigna have ample legal resources at their disposal to eradicate your complaints. An experienced attorney that specializes in long term disability denial will assist you in your fight to reclaim the benefits and compensation you are entitled to.
If Cigna has denied your rightful long term disability benefits, you have a right to take action. You need an attorney that is familiar with the litigation of long term disability claim denials, and with more than 40 years of experience in this field, Sokolove Law is ready to assist you in your fight to recover your rightful benefits.
Call Sokolove Law now at (800) 995-1212 to speak with an experienced case manager and find out if we are able to help you regain your Cigna disability insurance benefits. Or, fill out the form on this page to request a free no-obligation legal consultation.