Mutual of Omaha Long-Term Disability Insurance Denial

Mutual of Omaha Disability Denial & Unfair Practices

Insurance companies operate to achieve one goal: create wealth for their executives and investors. This wealth may be generated at the expense of policyholders through unfair long-term disability (LTD) insurance denials.

Mutual of Omaha has a legal duty to policyholders to honor the terms of their insurance policy. If the company denies a legitimate claim, they may be acting in bad faith.

Find out more about Mutual of Omaha disability denials: 

• Founded in 1909, Mutual of Omaha is a well-established Fortune 500 company with billions in assets — yet some policyholders struggle to get the benefits they’re owed.
• Bad faith lawsuits claim the company used unfair tactics to deny valid claims and increase profits, like failing to fully investigate claims before issuing denials.
• In one Mutual of Omaha lawsuit, the insurer denied LTD benefits to a man with a back injury that required surgery. A court ruled they acted in bad faith by not consulting his doctor or having him examined by a physician of their choosing.
• You may have the right to appeal a wrongfully denied Mutual of Omaha disability claim — or file a Mutual of Omaha lawsuit if your appeal is unsuccessful.

By denying claims, Mutual of Omaha may jeopardize a person's financial stability — leading to lost income, depleted savings, home foreclosure, and other serious hardships.

At Sokolove Law, we have over 45 years of experience fighting for families affected by wrongful denials. If Mutual of Omaha denied your claim, contact us now to see if we may be able to seek the benefits you’re owed.

Top 5 Reasons Mutual of Omaha May Deny a Disability Claim

Sometimes, there are valid reasons why a disability claim might be denied, like missing information. However, Mutual of Omaha claim denials may be unjust, leaving you without the benefits you're entitled to.

If your LTD benefits were denied, Mutual of Omaha may have claimed that:

• You failed to disclose a pre-existing health condition
• Your medical examinations were insufficient or inadequate
• There were problems with your paperwork or documentation
• Your medical condition does not qualify as a “covered” disability
• Your procedure was elective or not medically necessary

It’s important to remember that a denial is not final. If your Mutual of Omaha long-term disability claim or appeal was denied, you do have legal rights and may still have options to secure the compensation you need.

Our Mutual of Omaha disability benefit lawyers can help you gather the information needed for an appeal in order to potentially reverse the insurer’s decision.

How to File a Mutual of Omaha Disability Appeal

Appealing denied Mutual of Omaha long-term disability claims can be difficult to do on your own, especially when you know insurance companies like Mutual of Omaha may be looking for any reason to deny your appeal.

Depending on your case and insurance policy, our LTD attorneys may be able to help you:

• File an appeal of your denied Mutual of Omaha disability claim
• Request a second appeal if your Mutual of Omaha long-term disability appeal was also denied
• Submit a Mutual of Omaha long-term disability complaint with your state’s Insurance Department to lay the groundwork for legal action

After you’ve gone through the appeals process, your legal team may be able to file a Mutual of Omaha lawsuit to overturn the denial of your claim.

Our attorneys may be able to handle your appeal and fight to reclaim any disability benefits you may be owed — at no out-of-pocket cost to you.

Call (800) 995-1212 now to learn more about your legal options and see if we can help with your case.

“When I got sick and couldn't work anymore, my insurance company denied my long-term disability claim. I felt lost and betrayed. But then I found Sokolove Law. They listened and cared about my story. Now, I have the help I need to move forward.”
– California Woman & Sokolove Law Client 

Mutual of Omaha Lawsuits for Disability Denial

Once you’ve appealed your denied Mutual of Omaha claim, weeks may go by before you hear anything. You may need to check in with the insurer to make sure your appeal letter was received and ask how the appeal is progressing.

Before being able to file a Mutual of Omaha lawsuit, you usually have to exhaust the appeals process for denials, which may vary according to your insurance policy:

• If your appeal is denied, a Mutual of Omaha disability appeal attorney may be able to request a second appeal and help strengthen your claim.
• If your appeal is denied for a second time, you may be able to file a Mutual of Omaha lawsuit to pursue the benefits you deserve.

By working with Sokolove Law, you can even the playing field and put pressure on your insurance provider to pay you what you’re owed, whether it’s in the form of benefits or a Mutual of Omaha long-term disability settlement.

If your appeals are unsuccessful, our attorneys can handle every step of filing a Mutual of Omaha disability lawsuit on your behalf.

Get Help from Our Mutual of Omaha Disability Lawyers

Insurance companies usually have legal teams who are prepared to spare no expense fighting your case. With Sokolove Law, you don’t have to feel intimidated by large insurance companies like Mutual of Omaha.

If you have a case, we can handle the Mutual of Omaha long-term disability appeals process on your behalf.

Our long-term disability appeal attorneys have recovered over $136 Million on behalf of hardworking clients who were wrongfully denied their LTD benefits.

Our team can listen to what’s going on, get some information on your insurance policy, and let you know what your legal options may be — at no cost to you.

Call (800) 995-1212 now or fill out our contact form for a free, no-obligation legal consultation.

Mutual of Omaha Disability Claim Denial FAQs