If you are a policyholder of Guardian Life insurance and have fallen victim to their disability insurance claim denials, you are not alone. Their routine denial practices have become the recent focus of nationwide investigations.
Guardian Life, a Fortune 300 company, is one of the largest insurers in the United States. To maintain this top position and to ensure the continued wealth of its executives and investors, Guardian Life has institutionalized the practice of unjustly denying long term disability claims at the expense of the one group they are in business to protect: their policyholders.
Disability Insurance Denial and Bad Faith
Insurance companies hold a legal duty to their policyholders to act in good faith and fair dealing. If your insurance company has failed to uphold this responsibility, you are able to sue on a bad faith claim. Unfair disability insurance claim denial is an example of a way in which Guardian Life has failed to uphold its duty as an insurer and has resulted in countless bad faith lawsuits throughout the nation.
Even loyal, long-term policyholders who have been paying regular premiums for years can fall victim to disability insurance denials. If you become ill or injured and are unable to work, you may need to depend on your long term disability insurance for your financial security. Facing a denial of these benefits could result in the:
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Immediate loss of your regular income
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Loss or foreclosure of your home
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Loss of your savings
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Denial of your health care
Disability Insurance Denial and your Legal Options
Every state has laws banning bad faith insurance practices; however, large insurance companies like Guardian Life have ample legal resources at their disposal to eradicate your complaints. You don’t have to face this long and discouraging battle alone. An experienced attorney that specializes in long term disability denials will assist you in your fight to reclaim the benefits and compensation you are entitled to.
If you are a Guardian Life policyholder and have been denied your long term disability benefits, Sokolove Law is here to help. With more than 40 years of experience with long term disability claim denials, we are prepared to help you regain the benefits you deserve.
Call Sokolove Law now at (800) 995-1212 to speak with an experienced case manager and find out if we are able to help you regain your Guardian Life disability insurance benefits. Or, fill out the form on this page to request a free no-obligation legal consultation.
