With annual profits exceeding $50 billion a year, MetLife Insurance is one of the largest insurance providers in the United States. To ensure that profit line is achieved and the executives and shareholders are paid in significant dividends, MetLife denies the rightful claims of its policyholders and sacrifices the benefits they deserve.
Disability Insurance Denial and Bad Faith
Insurance companies hold a legal duty to their policyholders to act in good faith and fair dealing. If your insurance company has failed to uphold this responsibility, you are able to sue on a bad faith claim. Unfair disability insurance claim denial is an example of a way in which MetLife has failed to uphold its duty as an insurer and has resulted in countless bad faith lawsuits throughout the nation.
If you have been denied your long term disability benefits, MetLife may have claimed the following:
You failed to disclose a pre-existing health condition
Your medical examinations were insufficient or inadequate
There were problems with your paperwork or documentation
The claim you filed was for a condition that is not a “covered” disability
Our findings indicate that your procedure was elective, not medically necessary
Even loyal, long-term policyholders who have been paying regular premiums for years can fall victim to disability insurance denials. If you become ill or injured and are unable to work, you may need to depend on your long term disability insurance for your financial security. Facing a denial of these benefits could result in the:
Immediate loss of your regular income
Loss or foreclosure of your home
Loss of your savings
Denial of your health care
Disability Insurance Denial and Your Legal Options
Every state has laws banning bad faith insurance practices; however, MetLife has ample legal resources at their disposal to eradicate your complaints. You don’t have to face this long and discouraging battle alone. An experienced attorney that specializes in long term disability denials will assist you in your fight to reclaim the benefits and compensation you deserve.
If you have been denied your long term disability benefits by MetLife Insurance, there are legal options available to help regain your financial stability. At Sokolove Law, our attorney’s have more than 40 years of experience with long term disability denials and we are prepared to help you recover the benefits you deserve.
Call Sokolove Law now at (800) 995-1212 to speak with a case manager who will assist you with your long term disability denial or fill out the form on this page to request a free no-obligation legal consultation.