MetLife Long-Term Disability Insurance Denial

With annual profits exceeding $50 billion a year, MetLife Insurance is one of the largest insurance providers in the United States. To ensure that profit line is met and MetLife’s executives and shareholders are paid significant dividends, MetLife allegedly denies the rightful claims of its policyholders and withholds the benefits they deserve.

If MetLife denied your long-term disability (LTD) claim, call (800) 995-1212 or get a free legal case review today. We’ll fight hard to get you everything you’re entitled to.

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Wrongful MetLife Benefits Denials

Even loyal, long-term policyholders who have been paying regular premiums for years can fall victim to disability insurance denials — whether these denials are valid or not.

Insurance companies hold a legal duty to their policyholders to act in good faith and fair dealing. If your insurance company has failed to uphold this responsibility, you may be able to file a bad faith claim.

Unfair disability insurance claim denial is one way in which MetLife has allegedly failed to uphold its duty as an insurer, and it has resulted in countless bad faith lawsuits throughout the nation.

MetLife Insurance Denial Reasons

If you have been denied your long-term disability benefits, MetLife may have claimed the following:

  • You failed to disclose a pre-existing health condition
  • Your medical examinations were insufficient or inadequate
  • There were problems with your paperwork or documentation
  • Your medical condition does not qualify as a “covered” disability
  • Your procedure was elective, not medically necessary

Losses From MetLife Disability Denials

If you become ill or injured and are unable to work, you may need to depend on your long-term disability insurance for your financial security. A denial of these benefits could result in the:

  • Denial of your health care
  • Immediate loss of your regular income
  • Loss of your savings
  • Loss or foreclosure of your home

If MetLife denied your disability claim, a long-term disability denial attorney may be able to help you appeal their decision and potentially file a MetLife long-term disability lawsuit.

MetLife Long-Term Disability Denied?

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How to Appeal a MetLife Disability Denial

Every state has laws banning bad faith insurance practices, but MetLife has ample legal resources at their disposal to eradicate your complaints. Thankfully, you don’t have to face this battle alone.

If you’ve been denied your long-term disability benefits by MetLife Insurance, there may be legal options available to help you recover financial compensation.

An attorney with experience handling long-term disability denials may be able to assist you in your fight to reclaim the benefits and compensation you deserve.

Get Help from a MetLife Long-Term Disability Lawyer

If MetLife has denied the long-term disability benefits you are owed, it’s time to take action. Sokolove Law has helped clients secure their denied benefits for more than 40 years. We are prepared to help you recover the benefits you deserve.

To ensure everyone has access to justice, our lawyers don’t charge upfront or out-of-pocket fees, and we only get paid if your case is successful.

Call Sokolove Law now at (800) 995-1212 or fill out the form on this page to request a free, no-obligation legal consultation.

MetLife Long-Term Disability Lawsuit FAQs

How do I appeal a MetLife disability claim?

If MetLife denied your disability claim, you should contact a long-term disability denial attorney who can appeal their decision and help you recover benefits.

With an experienced legal team in your corner, you can focus on your health while your lawyers focus on your MetLife appeal.

Learn more about your legal rights and options during a free legal case review.

Who can file a MetLife long-term disability lawsuit?

Many of MetLife’s disability insurance denials are bad faith denials, meaning these are valid claims that should have been approved.

If this is the case, and you’ve gone through the appeals process, a disability insurance attorney may be able to file a Metlife disability lawsuit on your behalf seeking benefits or compensation.

Reach out today to learn more about your options. Our attorneys work on a contingency-fee basis, which means we only get paid if your case results in compensation.

How long does MetLife long-term disability last?

The length of a MetLife LTD plan will depend on the policy. Some long-term disability policies last two, five, or 10 years, while others will last until retirement or a certain age (such as 65 or 70).

Check your MetLife long-term disability policy to see when your disability benefits are scheduled to expire.

Author:Sokolove Law Team
Sokolove Law Team

Contributing Authors

The Sokolove Law Content Team is made up of writers, editors, and journalists. We work with case managers and attorneys to keep site information up to date and accurate. Our site has a wealth of resources available for victims of wrongdoing and their families.

Last modified: June 6, 2022