Anthem Long-Term Disability Denial

Anthem has a history of wrongfully denying insurance claims, which can be devastating for those with an injury or illness that prevents them from working. At Sokolove Law, we can help victims of Anthem bad faith practices appeal a denied claim and get the benefits they deserve.

If Anthem denied your long-term disability claim, call (800) 995-1212 now for a free case review. We’ll fight hard to get you everything you’re entitled to.

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Anthem Disability Insurance & Denied Claims

Insurance companies like Anthem have one goal: to create wealth for their executives and investors. This wealth may be generated at the expense of policyholders through unfair claim denials, as long-term disability (LTD) insurance denials provide a clear path to increased profits

Insurance companies have a legal duty to their policyholders to act in good faith and fair dealing. If Anthem denies a legitimate claim, they may be acting in bad faith.

Unfair disability insurance claim denial is one way Anthem may fail to meet its duty as an insurer, which has already resulted in countless lawsuits across the country.

When Anthem denies claims, it can be devastating to a person’s financial stability and may result in an immediate loss of income, savings, home, and more.

There are options to fight back against a denied disability claim. We may be able to help you appeal the denial and secure any benefits you may be owed.

Don't Take No for an Answer

We’ve recovered over $129 Million for clients with denied disability claims. Let us get you the money you deserve.

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What Can I Do If Anthem Denied My Claim?

Every state has laws banning bad faith insurance practices. However, large insurance companies like Anthem have resources at their disposal that can make filing a successful appeal difficult.

If your Anthem claim was denied, please know: You do have legal rights and may still have options to secure the compensation you need.

Depending on your Anthem long-term disability policy, you may be able to work with long-term disability denial attorneys to:

  • File an Anthem disability appeal over your denied LTD claim
  • Request a second appeal if your initial appeal was denied
  • Submit an Anthem complaint with your state’s Insurance Department
  • File an Anthem disability lawsuit
  • Negotiate an Anthem settlement if possible
  • Take your case to court in some instances

Call (800) 995-1212 or fill out our contact form today to learn more about your legal options and see if we can help with your case.

“Through all the ups and downs, Sokolove Law stood by my side. They guided me through the legal process, explaining everything in a way that made sense to me. With their expertise, I felt like I had a fighting chance.”
– Massachusetts Mechanic & Firm Client

How to Appeal Anthem Blue Cross Denial for LTD Benefits

The Anthem appeals process can be difficult to navigate on your own, as insurance companies may purposefully make the process confusing in hopes that you’ll give up on your claim.

At Sokolove Law, our team will work to make the appeals process as stress-free as possible, so you can focus on your health and loved ones. We have the experience and resources needed to appeal your insurer’s decision and fight for an Anthem settlement on your behalf.

Insurance providers will look for any reason to deny your long-term disability claim, but our attorneys know their tactics and can build a strong appeal that withstands their scrutiny.

Long-term disability claims often get denied for lack of sufficient information like medical records and statements from your doctors, but we can gather all of the necessary evidence to support your appeal.

There are no upfront costs or hourly fees to work with our Anthem disability insurance denial lawyers. We only get paid if we’re able to successfully recover compensation for you.

Don't Give Up on Your Benefits

We've helped thousands of clients across the country challenge their insurer's decision and secure the benefits they deserve. Contact us now to get started.

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What Happens After You Appeal an Anthem Denied Claim

After you appeal your denied Anthem claim, weeks may go by before you hear anything. You may need to check in with the insurer to make sure your appeal letter was received and ask how the appeal is progressing:

  • If your appeal is denied, you should consider working with an Anthem disability attorney who may be able to request a second appeal and help strengthen your claim.
  • If your appeal is denied for a second time, it’s important to remember that you may still have options.

After you’ve gone through the appeals process, your legal team may be able to file a lawsuit for Anthem long-term disability insurance to overturn the denial of your claim.

“Sokolove Law stepped up to the plate, ready to take on the insurance company and hold them accountable for their denial. After a challenging legal battle, Sokolove Law achieved a favorable outcome. I can’t express my gratitude enough.”
– Illinois Truck Driver with a Denied LTD Claim

How to File an Anthem Lawsuit for a Denied Claim

A lawyer meets with a client

Depending on the specifics of your long-term disability policy, you’ll likely have to go through the appeals process before you can file an Anthem bad faith lawsuit over a denied LTD claim.

Insurance companies usually have legal teams who are prepared to spare no expense fighting your case.

By working with Sokolove Law, you can even the playing field and put pressure on your insurance provider to pay you what you’re owed, whether it’s your benefits or Anthem lawsuit settlements.

If you have a case, our attorneys can handle the appeals process and file an Anthem lawsuit if necessary — before it’s too late to take action.

Deadlines on Filing Anthem Lawsuits

Laws known as statutes of limitations restrict the amount of time you have to take legal action against insurance companies.

Once the deadline passes, you won’t have the opportunity to file an Anthem disability denial lawsuit ever again.

This makes it incredibly important to contact Sokolove Law as soon as possible after your disability insurance claim is denied by Anthem.

Our experienced Anthem disability lawyers can help you understand the deadlines in your state and take action on your behalf before these deadlines pass.

Get Help from Our Experienced Anthem Claims Denial Lawyers

If your Anthem long-term disability claim has been denied, you may have options to fight back and pursue your LTD benefits — and Sokolove Law may be able to help.

Over the last 40+ years, our long-term disability appeal attorneys have recovered over $129 Million on behalf of hardworking clients who were wrongfully denied their LTD benefits.

Call (800) 995-1212 or get a free case evaluation today to see if our Anthem lawyers can help you.

Anthem Denying Claims FAQs

Does Anthem deny claims?

Unfortunately, yes. Like other long-term disability insurance providers, Anthem has been involved in lawsuits regarding their wrongful denial of LTD claims.

If your Anthem long-term disability claim was denied, our disability denial attorneys may be able to help you appeal their decision. Contact us today to learn more.

Why was my Anthem long-term disability claim denied?

If your long-term disability benefits were denied, Anthem may have claimed:

  • You failed to disclose a pre-existing health condition
  • Your medical examinations were insufficient or inadequate
  • There were problems with your paperwork or documentation
  • Your medical condition does not qualify as a “covered” disability
  • Your procedure was elective, not medically necessary

Anthem claim denial tactics often include alleging a policyholder’s injury doesn’t prevent them from performing all workplace duties.

Even if you met all of the Anthem long-term disability requirements, it’s possible they still denied your claim — but you do have legal rights and options. 

Call Sokolove Law now at (800) 995-1212 to get a free case review and learn more about your options.

Can I appeal Anthem denied disability claims?

Yes. If your Anthem long-term disability claim is denied, you can file an appeal, but insurance companies like Anthem may look for reasons to not pay your disability benefits.

Any mistake on an appeal could end up costing you in the long run — but experienced Anthem disability lawyers with Sokolove Law may be able to handle the paperwork and appeals process on your behalf.

Contact us to learn more about your options.

How do I appeal Anthem Blue Cross denial?

If Anthem denied your claim, it is in your best interest to contact a long-term disability denial attorney for help challenging their decision and potentially recovering your benefits.

With experienced legal help on your side, you can focus on your health and recovery, while we focus on the appeals process. Learn more about your legal options today during a free case review.

Can I sue if Anthem denied my claim?

Potentially, yes. If your Anthem long-term disability claim has been denied and you’ve gone through the appeals process already, you may be eligible to file an Anthem disability insurance lawsuit.

An attorney can help you determine if this is possible. Find out if you may be eligible to file an Anthem lawsuit now by calling (800) 995-1212 or filling out our contact form.

How much does an Anthem lawyer cost?

At Sokolove Law, our Anthem LTD attorneys work on a contingency-fee basis, which means there are no upfront or out-of-pocket fees. We only get paid if your case results in compensation.

What are Anthem insurance bad faith claims?

Bad faith claims against Anthem long-term disability insurance involve disputes over denied or delayed benefit payments.

In these claims, some policyholders state that Anthem did not fulfill its obligations or acted dishonestly or unfairly when handling their long-term insurance claims.

Are Anthem Blue Cross claims for long-term disability benefits difficult?

Unfortunately, many Anthem policyholders have found the company difficult to deal with. Anthem has been accused of:

  • Delaying claims needlessly
  • Making unnecessary requests for information
  • Further complicating the claims process

If Anthem denied your claim, call Sokolove Law now at (800) 995-1212 for help fighting back.

How much does Anthem pay for long-term disability?

Employees enrolled in Anthem’s long-term disability benefits can choose between a few plans, but long-term disability plans will typically replace 60% to 66% of your monthly income.

Is there an Anthem class action lawsuit?

Currently, there is no Anthem Blue Cross Blue Shield class action lawsuit for denied disability benefits. However, victims of wrongfully denied claims may still be able to take individual legal action with the help of an experienced LTD attorney.

How long does it take Anthem to process a claim?

Under the Employee Retirement Income Security Act of 1947 (ERISA), Anthem has 45 days to review and respond to your initial claim. However, the company may request a 30-day extension to review your claim if they ask you to send additional information.

Between multiple requests for more information and additional extensions, the entire process could continue for up to 6 months. 

In some cases, insurance companies like Anthem may purposefully delay claims, as you can't appeal without an official denial letter. If you believe Anthem is using delay tactics with your claim, consider contacting an attorney as soon as possible.

How long does Anthem long-term disability last?

Many long-term disability plans pay benefits until retirement age. How long your Anthem long-term disability benefits last depends on:

  • How long your medical condition prevents you from working
  • The length of time noted in your specific policy

If Anthem wrongfully denied or terminated your long-term disability benefits, get a free case review now to learn about your legal options.

  1. Anthem. “Short-term and Long-term Disability Benefits Now Available from Anthem Blue Cross for Small Businesses.” Retrieved from: Accessed on October 3, 2023.
  2. Anthem. “Single? Married? Children? Here’s how disability insurance works for you.” Retrieved from: Accessed on October 3, 2023.