Delaware Unum Disability Lawyer

Choosing a Delaware Unum Disability Attorney

To choose the best Delaware Unum disability attorney for your case, it’s important to find someone who has a history of securing results in situations similar to yours.

Look for a Delaware Unum disability attorney who has: 

• Decades of Experience: We’ve been helping clients who were denied benefits seek compensation for over 45 years.
• Track Record of Success: Our long-term disability attorneys have secured more than $143 Million for clients who were wrongfully denied their disability benefits.
• Resources to Fight: Our firm has access to expert witnesses, medical professionals, and other key resources needed to take on powerful companies like Unum.
• Reviews from Clients: We’ve received hundreds of 5-star reviews from clients who have turned to us for help.
• No Upfront Costs: You pay us nothing unless our Delaware Unum disability attorneys secure compensation on your behalf.

“When I got sick and couldn't work anymore, my insurance company denied my long-term disability claim. I felt lost and betrayed. But then I found Sokolove Law. They listened and cared about my story. Now, I have the help I need to move forward.”
– Client with a Denied Unum Claim

At Sokolove Law, we strive to make the legal process as stress-free as possible for our clients, so they can stay focused on their health and getting the care they need.

Why Delaware Unum Disability Claims Get Denied

There are many reasons why Unum may deny a long-term disability claim. Understanding their reasoning is an important first step in appealing the decision.

Delaware Unum disability claims may be denied due to:

• Disputes over the severity of your condition or the extent of your limitations
• Lack of sufficient medical evidence to prove your diagnosis
• Missed deadlines, incomplete forms, or other application errors
• Not meeting Unum’s definition of a disability
• Social media posts or videos that your insurer claims contradict your disability

Even when a claim is legitimate, insurance companies may still deny your benefits to protect their profits.

At Sokolove Law, our Unum attorneys can help you understand why your claim was denied and build a strong appeal to fight back.

How to File a Unum Appeal in Delaware

Receiving a denial letter from Unum is not the end of the road. You have the right to appeal their decision and potentially recover the disability benefits you’re owed.

To file your Unum appeal in Delaware, our attorneys can:

• Review the insurer’s LTD denial letter in detail
• Gather additional evidence to prove your disability, like medical records, witness testimony, and expert opinions
• Submit a compelling appeal letter to Unum that clearly explains why you meet the definition of disability under your policy
• Request a second appeal if Unum issues a denial
• Take legal action against Unum if the company still refuses to pay

We can file a long-term disability denial lawsuit on your behalf and negotiate a settlement with your insurer. If a settlement is unable to be reached, we’re prepared to take Unum to court and seek compensation from a trial verdict.

“We can help navigate the complex appeal process and work to minimize any disruptions to your life while maximizing the amount of potential disability pay in your case.”
– Ricky LeBlanc, Managing Attorney

Unum Settlements in Delaware

At Sokolove Law, we’ve secured over $143 Million for clients who were denied disability benefits, including Unum policyholders in Delaware.

This financial support has helped many families with everyday living expenses, medical bills, and other essential needs while they were unable to work.

Some of our past Unum settlements and verdicts include: 

• ​​$975,000 for a physician whose Unum appeal was denied
• $500,000 to a company president whose LTD claims were denied
• $400,000 for a woman with a frontal lobe injury
• $325,000 to a man with COVID brain fog facing a Unum claim denial
• $233,000 for a client with a denied Unum disability claim
• $125,000 to a man facing a Unum LTD denial
• $325,000 for a client with depression
• $185,000 to a man who was injured in a car accident
• $275,000 for a man with a Unum disability claim denial
• $316,000 to a client with lupus and fibromyalgia
• $200,000 for a man whose disability claim was denied by Unum
• $325,000 to a woman with ALS facing a Unum denial
• $275,000 for a man facing a Unum claim denial
• $300,000 to a client who injured his hands loading a water heater
• $800,000 for a man with a denied Unum long-term disability claim

In one case, our Delaware Unum attorneys recovered $245,000 for a Talleyville man who was denied LTD benefits after the company stopped believing his doctor and MRIs.

While there’s never a guarantee of results in any case, our Delaware Unum disability lawyers will fight hard to get you everything you’re entitled to.

Delaware Unum Lawsuit Updates & Legal News

Unum has a long history of facing lawsuits and accusations for wrongfully denying disability claims, misclassifying employees, underpaying wages, and mishandling benefits.

Policyholders and employees across Delaware and the U.S. have challenged the company’s practices through both individual lawsuits and class action claims.

Find out about the latest Delaware Unum lawsuit updates and news: 

• January 2026: A Delaware River pilot accused Unum of improperly denying his claim for long-term disability benefits for long COVID. The pilot and his doctors maintain that he couldn’t safely do his job.
• November 2025: Unum reported $357 Million in profits for Q3 2025, showing the company remains highly profitable even as some policyholders continue to face denied or disputed claims.
• April 2025: A judge approved a $14.8 Million Unum class action lawsuit settlement to resolve almost 1,000 claims filed by current and former employees. They were reportedly misclassified as overtime-exempt specialists and underpaid.
• June 2024: The U.S. Department of Labor announced a settlement with Unum Life Insurance Co. over their administration of group life plans. Unum must reprocess benefit claims that were previously denied for “lack of evidence of insurability” going back to 2018, and they may no longer deny claims on that basis after at least 90 days of premium payments.
• August 2023: A Unum class action lawsuit, Williams v. Unum Group, was filed after the insurer disclosed they had been hit by the June 2023 MOVEit data breach. Unum announced that the information of over 530,000 individuals was exposed. The complaint alleges Unum failed to safeguard data and delayed notifying affected customers.
• July 2023: The Delaware Department of Insurance warned that a Unum MOVEit data breach may have exposed the personal information of over 257 Delaware residents. Under Delaware’s Insurance Data Security Act, insurers must investigate the breach, notify affected consumers, and provide at least 1 year of free credit monitoring.

You are not alone. Unum has a history of wrongfully denying disability claims in Delaware — but you don't have to take no for an answer.

Contact Sokolove Law now if your long-term disability benefits were denied. Our Delaware Unum disability lawyers can help you challenge the denial and fight for the benefits you deserve.

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Since 1979, Sokolove Law has helped thousands of families nationwide secure the compensation they deserve.

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Sokolove Law: Get Help Filing a Delaware Unum Lawsuit

Facing a denied long-term disability claim can be overwhelming, especially when you’re trying to focus on your health. For over 45 years, Sokolove Law has helped thousands of families fight back against insurance companies like Unum and secure compensation.

If your long-term disability benefits have been wrongfully denied, our team is here to help you file an appeal or a Delaware Unum lawsuit.

Find out why so many families put their trust in Sokolove Law:

• No upfront costs or hourly fees to work with our team
• Decades of experience taking on powerful insurance companies
• Over $143 Million secured for clients who were wrongfully denied benefits

Call (800) 995-1212 now or fill out our contact form to get started with a free case review. You don’t have to face Unum alone — we’re here to help.

Delaware Unum Disability Attorneys FAQs