When valid disability claims are wrongfully denied, innocent policyholders are left to struggle without the benefits they deserve. At Sokolove Law, our New Jersey disability claim denial lawyers are dedicated to helping victims secure compensation. Contact us now to see if we can fight for you.
Why Choose Our New Jersey Long-Term Disability Law Firm?
At Sokolove Law, we understand the emotional, physical, and financial challenges that can accompany a denied disability claim.
Our lawyers will work to make the appeals process as stress-free as possible, so you can focus on your health.
Learn how Sokolove Law stands out from other firms:
Over 45 Years of Experience: Sokolove Law was founded in 1979 with the mission of helping injured clients stand up to the companies that caused them harm.
No Financial Risks: There are no upfront or hourly costs to get help from our LTD attorneys. We work on a contingency-fee basis, which means we only get paid if you do.
Access to Key Resources: Our denied disability attorneys have collected vital evidence about many insurance companies that have a history of wrongfully denying long-term disability claims.
Proven Results: We’ve secured over $143 Million for victims of denied disability claims.
After years of paying insurance premiums, you shouldn’t have to go without in your time of need. Let a New Jersey disability claim denial lawyer with Sokolove Law fight for the compensation you deserve.
Call (800) 995-1212 now to see how we may be able to help with your case.
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Insurance companies may wrongfully deny legitimate disability claims, leaving many victims feeling helpless. However, it’s important to remember that you have the right to appeal your insurance company’s decision.
Over 60% of disability claims are initially denied, according to the U.S. Social Security Administration (SSA).
Working with an experienced disability attorney in New Jersey can help level the playing field between you and your insurance company. At Sokolove Law, we can inform you of your rights, guide you through the appeals process, and fight for you in court if you have a case.
“From the very beginning, Sokolove Law treated me with respect and compassion, recognizing the gravity of my circumstances and the impact it had on my family's well-being. Their unwavering dedication paid off, and they secured a favorable resolution in my case. I cannot express enough gratitude for their support and advocacy.” – New York Office Worker with a Denied LTD Claim
Our team can inform you of your rights, guide you through the appeals process, and fight for you in court if you have a case. Contact us now to see if our disability denial lawyers can help you pursue the compensation you deserve.
Don't Take No for an Answer
We’ve recovered over $143 Million for clients with denied disability claims. Let us get you the money you deserve.
Long-term disability insurance in New Jersey provides workers with compensation when they are too injured or sick to complete tasks required at their job.
Denying valid claims in order to protect their profits
Creating a confusing claims process to encourage policyholders to abandon their claim or make errors
Intentionally prolonging their decisions since appeals can’t be filed without a denial letter
Don’t wait until the deadline to appeal has passed. Contact us now to learn how a New Jersey long-term disability attorney can help you fight for the benefits you are owed.
Social Security Disability in New Jersey
Many employees contribute to the government’s Social Security Disability Insurance (SSDI) program with every paycheck. While these funds are set aside to help employees who have been unable to work for over 12 months due to a medical condition, the Social Security Administration (SSA) may wrongfully deny your claim.
If you were denied SSD benefits, a social security disability attorney in New Jersey can help you deal with the complex paperwork required to appeal your denial.
At Sokolove Law, our New Jersey social security disability lawyers can assist you in securing the disability benefits you deserve from the SSA.
Veterans Disability Denial in NJ
Benefits for disabled veterans are offered through the U.S. Department of Veterans Affairs (VA). To be eligible for these benefits, you must:
Have a service-related disability
Not have been dishonorably discharged
If you served in the U.S. Armed Forces and were later denied military disability benefits by the VA, our veterans disability lawyers in New Jersey may be able to help you file an appeal.
Remember, denials are not the end of the claims process. You have the right to fight back by appealing your insurer’s decision.
Why Are Disability Claims Denied in New Jersey?
Long-term disability claims are often denied on the first attempt, even when policyholders have a serious medical condition and supporting documentation.
Insurance companies may look for any reason to dispute a claim and avoid paying out benefits — sometimes relying on technicalities, narrow policy language, or selective interpretations of medical evidence.
Companies may deny LTD claims by alleging:
Your condition doesn’t meet the policy’s definition of a disability
You are still able to perform essential tasks at work
The medical records provided are insufficient or incomplete
There are errors on your application for benefits
Social media activity contradicts your stated disability
A denial doesn’t necessarily mean your claim is invalid. If your LTD claim was denied in New Jersey, you may still have options to challenge the decision and pursue the benefits you deserve.
What Our New Jersey Long-Term Disability Lawyers Do
Insurance companies often have teams of legal professionals and billions of dollars at their disposal. By working with a denied disability lawyer in New Jersey, you can even the playing field while fighting for the compensation you deserve.
At Sokolove Law, our attorneys for denied disability claims will strive to minimize the disruptions in your life and maximize the compensation you receive, so you can focus on your health.
1. Contact Sokolove Law After an LTD Claim Denial
If your long-term disability claim is denied, a New Jersey bad faith insurance lawyer can help you understand why and develop a thorough appeal against the company’s decision.
At Sokolove Law, we’ve recovered millions of dollars for hundreds of clients facing denied disability claims. We know the ins and outs of these laws and the tactics insurance companies use to protect their profits.
Our team will determine why your insurance provider denied your claim and what additional information may be needed to change their decision.
To help strengthen your appeal, your legal team may:
Get testimony from medical experts
Gather statements from people who can assess how your impairment impacts your ability to work
Obtain additional records to substantiate your injury
Identify and remedy any administrative errors or technicalities set in place by the insurance company
3. We'll File an Appeal on Your Behalf
New Jersey long-term disability law allows victims to appeal a denial from their insurance companies. In some instances, you may even be able to file a second appeal if your first was denied.
Our New Jersey long-term disability attorneys can create a strong appeal on your behalf and file it within any deadlines. If you don’t file your appeal within these deadlines, you will not be able to pursue the benefits you deserve.
4. You Get Paid or We'll Fight in Court
If your appeal is successful, your insurance company will begin paying out your disability benefits. Depending on your policy, you may be able to receive back pay for any delays in the claims process as well.
If your appeal is unsuccessful, our New Jersey denied disability attorneys may be able to file a lawsuit on your behalf and fight for your benefits in court.
Call (800) 995-1212 now to learn more about your legal options for free.
Our Past New Jersey Long-Term Disability Settlements
At Sokolove Law, we’ve recovered over $143 Million for clients who were wrongfully denied long-term disability benefits by their insurance providers — including many clients in New Jersey.
Some of our past long-term disability denial settlements include:
$1.36 Million for a client with chronic fatigue syndrome and fibromyalgia
$143,000 for a Mullica Hill woman with a denied disability claim
$800,000 for a denied Unum long-term disability claim
$1.15 Million for a woman with a denied disability claim
$100,000 for a Villas client whose disability claim for mental health issues was denied
$400,000 for a long-term disability insurance denial case
$110,000 for a Perth Amboy woman with a denied Unum disability claim
$395,000 for a denied long-term disability claim
$125,000 for a Marlboro client whose disability was denied
$450,000 for a client who was denied disability benefits
While there’s never a guarantee of success, long-term disability settlements can help individuals and families pay for medical bills, daily living expenses, and more.
This compensation often serves as much-needed financial relief for those who have been unable to work.
Find Out If You Qualify Now
Since 1979, Sokolove Law has helped thousands of families nationwide secure the compensation they deserve.
At Sokolove Law, our New Jersey disability appeal lawyers can help clients fight back against many different insurance companies that act in bad faith by wrongfully denying legitimate claims.
Our New Jersey disability appeal lawyers can help with cases involving:
This list is not exhaustive. If your long-term disability insurance claim was denied but your insurer isn't listed above, we may still be able to help you file an appeal and seek compensation.
With over 45 years of experience, our New Jersey disability lawyers know how to hold insurers accountable and maximize your chance of a successful appeal. Find out more about the types of cases we handle.
New Jersey Unum Disability Lawyer
Unum, one of the largest disability insurance providers in the country, has previously been the subject of a multistate investigation over unfair claim denials.
Countless policyholders have faced delays or denials due to Unum’s over‑reliance on in‑house medical reviews, unfair interpretations of physicians’ reports, and failure to evaluate the full scope of a claimant’s medical condition.
Our New Jersey Unum disability lawyers have helped many residents across the state secure the long-term disability benefits they’re entitled to.
New Jersey Aetna Disability Lawyer
Aetna, which is owned by CVS Health, has faced scrutiny and legal challenges over how they handle long-term disability claims.
From misapplying preexisting condition exclusions to requiring excessive documentation for routine claims, courts in New Jersey and across the country have found that Aetna may wrongfully deny or delay benefits.
At Sokolove Law, our New Jersey Aetna disability lawyers have the experience and skills needed to stand up to powerful insurance companies with significant legal and financial resources.
New Jersey ERISA Disability Lawyer
The Employee Retirement Income Security Act (ERISA) governs many employer-sponsored LTD insurance plans. The act provides certain protections for policyholders and establishes rules for how claims must be reviewed or appealed.
At Sokolove Law, our New Jersey ERISA lawyers have extensive experience handling ERISA claims. We understand the strict timelines for filing appeals and the requirement to exhaust internal plan remedies before pursuing legal action.
Our LTD attorneys can guide you through every step of the ERISA appeal process and fight for compensation on your behalf.
New Jersey Guardian Disability Lawyer
Like other insurance companies, Guardian is legally required to act in good faith and handle disability claims fairly. However, court and regulatory records show that this is not always the case.
Over the years, the company has been fined millions of dollars for insurance violations and consumer protection offenses.
Our New Jersey Guardian disability lawyers understand the denial tactics Guardian uses to avoid paying claims. We can help policyholders file an appeal or lawsuit to seek the benefits they’re owed.
New Jersey Hartford Disability Lawyer
The Hartford is a major U.S. insurance company valued at over $36 Billion. For years, the company has faced accusations of wrongfully denying long-term disability benefits to policyholders who are too sick or injured to work.
In one case, our Hartford disability lawyers secured over $1.2 Million for a man whose LTD claim was denied by Hartford.
With an experienced attorney by your side, you can focus on your health while we handle every step of the appeal process on your behalf.
New Jersey Lincoln Financial Disability Lawyer
Lincoln Financial saw a more than 45% increase in long-term disability sales between 2023 and 2024, making it one of the fastest-growing insurance providers.
As the company expands, more policyholders may face complex appeal procedures, strict documentation requirements, and delays in receiving the benefits they need.
At Sokolove Law, our New Jersey Lincoln Financial disability lawyers have helped countless families fight back against unfair claim denials. We have what it takes to protect your rights and pursue the benefits you deserve under your LTD plan.
New Jersey MassMutual Disability Lawyer
MassMutual provides long-term disability insurance to policyholders nationwide who are unable to work.
If this insurer denied your LTD claim, our New Jersey MassMutual disability lawyers can gather the evidence needed to prove your condition qualifies as a disability under your policy.
Call (800) 995-1212 now to see if we may be able to help you appeal a MassMutual claim denial. It costs nothing to speak with us.
New Jersey MetLife Disability Lawyer
While MetLife LTD policies are meant to protect individuals who can’t work due to illness or injury, some policyholders have experienced unfair denials and other obstacles when filing a claim.
Our New Jersey MetLife disability lawyers can help you challenge a denial by gathering additional medical and vocational evidence to strengthen your claim.
“After a tough legal battle, Sokolove Law achieved a favorable outcome, and I finally received the benefits I had paid for. I can’t express enough gratitude to them for being my ally in the fight.” – Truck Driver with a Denied MetLife Claim
New Jersey Prudential Disability Lawyer
Prudential provides long-term disability insurance to over 2 million Americans, with many depending on their policies to cover living expenses if they become unable to work.
Our firm has secured many results for Prudential policyholders facing denied LTD claims, including $540,000 for a pharmacist who was unable to work.
At Sokolove Law, our New Jersey Prudential disability lawyers focus on cutting through complex policy language and insurer tactics to make sure your claim is reviewed fairly, so you can get the benefits you’ve paid for.
New Jersey The Standard Disability Lawyer
The Standard claims to provide protection and financial well-being for policyholders, but complaints from individuals show a different reality.
Some policyholders have noted unfair claim denials, excessive documentation requirements, delayed payments, or burdensome proof-of-disability standards.
Our The Standard disability lawyers in New Jersey understand how critical LTD benefits can be when an illness or injury prevents you from working. Let us help you navigate the appeal process and fight for compensation on your behalf.
Let Our New Jersey Disability Attorneys Fight For You
Sokolove Law was founded in 1979, and since then, we’ve helped thousands of innocent people who were too sick or injured to work get the compensation they deserve.
If your disability benefits in New Jersey were denied, you still have options.
Our experienced New Jersey disability lawyers have recovered over $143 Million for individuals and families nationwide — and we may be able to help you too.
Denied Long-Term Disability Lawyers in New Jersey FAQs
How do I find the best disability lawyers in New Jersey near me?
At Sokolove Law, our experienced New Jersey long-term disability lawyers can handle your denied claim regardless of where you are located in the state.
As a national law firm, Sokolove Law has a strong understanding of the specific laws in each state. Our disability denial attorneys are prepared to level the playing field between you and your insurance company during the appeal process.
Get a free case review now to learn more about New Jersey bad faith insurance lawyers near you.
How much does a New Jersey long-term disability claim denial lawyer cost?
Our long-term disability attorneys in New Jersey work on a contingency-fee basis, which means there are no upfront costs or hourly fees.
We only get paid if we successfully secure compensation for you, so there is no financial risk to taking legal action.
Call (800) 995-1212 now for a free, no-obligation consultation to see if we can help with your case.
ERISA regulates different aspects of long-term disability claims, including the:
Requirements to file a claim and receive benefits
Timeline for a decision on your benefits
Denial process and your rights to appeal or sue
A New Jersey ERISA attorney can help you understand the claims and appeals process, as well as your rights under ERISA. Fill out our contact form now to learn more.
How do you qualify for long-term disability in New Jersey?
To qualify for long-term disability in New Jersey, your medical condition must:
Meet criteria outlined by the Social Security Administration (SSA) or your insurance company
Limit your ability to work for a certain amount of time (90 days to 1 year, depending on your policy)
If your claim was denied, we can help determine your eligibility to fight back — for free. Call (800) 995-1212 now to learn how our New Jersey long-term disability attorneys may be able to help.
How much do you get for long-term disability in New Jersey?
Disability compensation in New Jersey depends on multiple factors, including your work history and past earnings. New Jersey long-term disability plans usually pay out a percentage of your monthly salary until a certain age or you’re able to work again.
For example, state employees in New Jersey with Prudential’s long-term disability insurance can receive up to 60% of their base salary until the age of 65.
At Sokolove Law, our disability lawyers in New Jersey will fight to maximize your potential compensation, so you can focus on your health and well-being.
Ricky A. LeBlanc is the Managing Attorney at Sokolove Law. As Managing Attorney, Ricky is responsible for all communications with prospective clients and, along with his team of paralegals and case managers, review all potential cases.
