Why Choose Our Michigan Long-Term Disability Law Firm?
At Sokolove Law, we understand the emotional, physical, and financial challenges that can accompany a denied disability claim. Our lawyers will make the appeals process as stress-free as possible, so you can focus on your health during this difficult time.
Learn how Sokolove Law stands out from other firms:
Over 40 Years of Experience: Sokolove Law was founded in 1979 with the mission of helping injured clients stand up to the companies that caused them harm.
No Financial Risks: There are no upfront or hourly costs to get help from our LTD attorneys. We work on a contingency-fee basis, which means we only get paid if you do.
Access to Key Resources: Our denied disability attorneys have collected vital evidence about many insurance companies that have a history of wrongfully denying long-term disability claims.
Proven Results: We’ve secured over $129 Million for victims of denied disability claims.
After years of paying insurance premiums, you shouldn’t have to go without in your time of need. Let a Michigan disability claim denial lawyer with Sokolove Law fight for the compensation you deserve.
Insurance companies may wrongfully deny legitimate disability claims, leaving many victims feeling helpless. However, it’s important to remember that you have the right to appeal your insurance company’s decision.
Over 60% of disability claims are initially denied, according to the U.S. Social Security Administration (SSA).
Working with an experienced disability attorney in Michigan can help level the playing field between you and your insurance company. At Sokolove Law, we can inform you of your rights, guide you through the appeals process, and fight for you in court if you have a case.
“When I got sick and couldn't work anymore, my insurance company denied my long-term disability claim. I felt lost and betrayed. But then I found Sokolove Law. They listened and cared about my story. Now, I have the help I need to move forward.” – Sokolove Law Client from California
Learn more about the types of denied disability claims we can help with below.
Michigan Long-Term Disability Insurance Denial
Long-term disability insurance in Michigan provides workers with compensation when they are too injured or sick to complete tasks required at their job.
Denying valid claims in order to protect their profits
Creating a confusing claims process to encourage policyholders to abandon their claim or make errors
Intentionally prolonging their decisions since appeals can’t be filed without a denial letter
Don’t wait until the deadline to appeal has passed. Contact us now to learn how a Michigan long-term disability attorney can help you fight for the benefits you are owed.
Social Security Disability in Michigan
Many employees contribute to the government’s Social Security Disability Insurance (SSDI) program with every paycheck. While these funds are set aside to help employees who have been unable to work for over 12 months due to a medical condition, the Social Security Administration (SSA) may wrongfully deny your claim.
What Our Long-Term Disability Lawyers in Michigan Do
Insurance companies often have teams of legal professionals and billions of dollars at their disposal. By working with a denied disability lawyer in Michigan, you can even the playing field while fighting for the compensation you deserve.
At Sokolove Law, our attorneys for denied disability claims will strive to minimize the disruptions in your life and maximize the compensation you receive, so you can focus on your health.
1. Contact Sokolove Law After an LTD Claim Denial
If your long-term disability claim is denied, a Michigan disability lawyer can help you understand why and develop a thorough appeal against the company’s decision.
At Sokolove Law, we’ve recovered millions of dollars for hundreds of clients facing denied disability claims. We know the ins and outs of these laws and the tactics insurance companies use to protect their profits.
Our team will determine why your insurance provider denied your claim and what additional information may be needed to change their decision.
To help strengthen your appeal, your legal team may:
Get testimony from medical experts
Gather statements from people who can assess how your impairment impacts your ability to work
Obtain additional records to substantiate your injury
Identify and fix any administrative errors or technicalities set in place by the insurance company
3. We'll File an Appeal on Your Behalf
Michigan long-term disability law allows for victims to appeal a denial from their insurance companies. In some instances, you may even be able to file a second appeal if your first was denied.
Our Michigan long-term disability attorneys can create a strong appeal on your behalf and file it within any deadlines. If you don’t file your appeal within these deadlines, you will not be able to pursue the benefits you deserve.
If your appeal is successful, your insurance company will begin paying out your disability benefits. Depending on your policy, you may be able to receive back pay for any delays in the claims process as well.
If your appeal is unsuccessful, our Michigan denied disability attorneys may be able to file a lawsuit on your behalf and fight for your benefits in court.
Call (800) 995-1212 now to learn more about your legal options for free.
Our Past Michigan Long-Term Disability Settlements
Some of our past long-term disability denial settlements include:
$1.36 Million for a client with chronic fatigue syndrome and fibromyalgia
$509,000 for an Ann Arbor client with a denied disability claim
$800,000 for a denied Unum long-term disability claim
$1.15 Million for a woman with a denied disability claim
$400,000 for a long-term disability insurance denial case
$77,000 for a denied Cigna claim in Saint Clair Shores
$395,000 for a denied long-term disability claim
$450,000 for a client who was denied disability benefits
$325,000 for an East Lansing client whose Unum LTD claim for depression was denied
A long-term disability settlement can help individuals and families pay for medical bills, daily living expenses, and more. This compensation often serves as much-needed financial relief for those who have been unable to work.
“Thanks to Sokolove Law, we won the battle against the insurance company. Now, I have the support and financial security I need to focus on my health and well-being. I’m grateful for their help and would recommend Sokolove Law to anyone facing a similar struggle.” – Engineer in Washington D.C. with a Denied Disability Claim
Long-Term Disability Insurance | Michigan Bad Faith Providers
When insurance companies intentionally refuse legitimate claims filed by their policyholders, they are considered to be acting in bad faith. Many disability insurance carriers across the country have been fined millions of dollars for wrongfully denying claims.
Insurance companies known for long-term disability denial include:
This list is not exhaustive. If your long-term disability insurance claim was denied, but your insurer isn't listed above, contact Sokolove Law. We can help you determine your eligibility to appeal — for free.
Learn More About Your Options
If you believe your long-term disability claim was wrongfully denied, an experienced long-term disability denial attorney can help you understand your legal options.
How do I find the best disability lawyers in Michigan near me?
At Sokolove Law, our experienced Michigan long-term disability lawyers can handle your denied claim regardless of where you are located in the state.
As a national law firm, Sokolove Law has a strong understanding of the specific laws in each state. Our disability denial attorneys are prepared to level the playing field between you and your insurance company during the appeal process.
ERISA regulates different aspects of long-term disability claims, including the:
Requirements to file a claim and receive benefits
Timeline for a decision on your benefits
Denial process and your rights to appeal or sue
A Michigan ERISA attorney can help you understand the claims and appeals process, as well as your rights under ERISA. Fill out our contact form now to learn more.
How do you qualify for long-term disability in Michigan?
To qualify for long-term disability in Michigan, your medical condition must:
Meet criteria outlined by the Social Security Administration (SSA) or your insurance company
Limit your ability to work for a certain amount of time (90 days to 1 year, depending on your policy)
If your claim was denied, we can help determine your eligibility to fight back — for free. Call (800) 995-1212 now to learn how our Michigan long-term disability attorneys may be able to help.
How much do you get for long-term disability in Michigan?
Disability compensation in Michigan depends on multiple factors, including your work history and past earnings. Michigan long-term disability plans usually pay out a percentage of your monthly salary until a certain age or you’re able to work again.
For example, state employees in Michigan with long-term disability insurance can receive up to 66.67% of their base salary (with a maximum payment of $5,000/month).
At Sokolove Law, our disability lawyers in Michigan will fight to maximize your potential compensation, so you can focus on your health and well-being.
Sokolove Law Affiliations and Recognition
Our Professional Affiliations
American Association of Justice
Michigan State Bar Association
National Trial Lawyers - Top 100 Trial Lawyers
Top 10 Asbestos & Mesothelioma Trial Lawyers
U.S. News & World Report - 2022 Best Law Firms / Best Lawyers
Martindale-Hubbell - 2022 Peer-Reviewed for Ethical Standards and Legal Ability
Sokolove Law Local Reviews
Better Business Bureau® (BBB): A+ Rating since 2013
Average Google Rating: 4.6/5
Local Michigan Areas We Serve
While Sokolove Law helps people throughout the country, we provide our services to people across the entire state of Michigan as well.
Sokolove Law serves locations across Michigan including:
St. Clair Shores
Michigan Zip Codes We Serve
As a national law firm, Sokolove Law can help clients and their families wherever they may be in the U.S., including across the state of Michigan.
Some of the zip codes we serve in Michigan include:
The Sokolove Law Content Team is made up of writers, editors, and journalists. We work with case managers and attorneys to keep site information up to date and accurate. Our site has a wealth of resources available for victims of wrongdoing and their families.