Michigan Disability Claim Denial Lawyer

When valid disability claims are wrongfully denied by insurance companies, innocent policyholders are left to struggle without the benefits they deserve.

For over 45 years, Sokolove Law has been committed to helping victims of wrongful denials appeal their insurer’s decision and secure compensation. Contact us now for a free case review.

Why Choose Our Michigan Long-Term Disability Law Firm?

At Sokolove Law, we understand the emotional, physical, and financial challenges that can accompany a denied disability claim. Our lawyers will make the appeals process as stress-free as possible, so you can focus on your health during this difficult time.

Learn how Sokolove Law stands out from other firms: 

  • Over 45 Years of Experience: Sokolove Law was founded in 1979 with the mission of helping injured clients stand up to the companies that caused them harm.
  • No Financial Risks: There are no upfront or hourly costs to get help from our LTD attorneys. We work on a contingency-fee basis, which means we only get paid if you do.
  • Access to Key Resources: Our denied disability attorneys have collected vital evidence about many insurance companies that have a history of wrongfully denying long-term disability claims.
  • Proven Results: We’ve secured over $130 Million for victims of denied disability claims.

After years of paying insurance premiums, you shouldn’t have to go without in your time of need. Let a Michigan disability claim denial lawyer with Sokolove Law fight for the compensation you deserve.

Call (800) 995-1212 now to see if our denied disability attorneys in Michigan can help with your case. It costs nothing to speak with us.

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Get the Help You Deserve

Our attorneys can help you appeal your denied long-term disability claim and fight for compensation on your behalf.

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Disability Insurance Denial in Michigan

Insurance companies may wrongfully deny legitimate disability claims, leaving many victims feeling helpless. However, it’s important to remember that you have the right to appeal your insurance company’s decision.

Over 60% of disability claims are initially denied, according to the U.S. Social Security Administration (SSA).

A person with a cast on their arm fills out paperworkWorking with an experienced disability attorney in Michigan can help level the playing field between you and your insurance company. At Sokolove Law, we can inform you of your rights, guide you through the appeals process, and fight for you in court if you have a case.

“When I got sick and couldn't work anymore, my insurance company denied my long-term disability claim. I felt lost and betrayed. But then I found Sokolove Law. They listened and cared about my story. Now, I have the help I need to move forward.”
– Sokolove Law Client from California

Learn more about the types of denied disability claims we can help with below.

Michigan Long-Term Disability Insurance Denial

Long-term disability insurance in Michigan provides workers with compensation when they are too injured or sick to complete tasks required at their job.

Unfortunately, many long-term disability insurance providers are known for:

  • Denying valid claims in order to protect their profits
  • Creating a confusing claims process to encourage policyholders to abandon their claim or make errors
  • Intentionally prolonging their decisions since appeals can’t be filed without a denial letter

Don’t wait until the deadline to appeal has passed. Contact us now to learn how a Michigan long-term disability attorney can help you fight for the benefits you are owed.

Social Security Disability in Michigan

Many employees contribute to the government’s Social Security Disability Insurance (SSDI) program with every paycheck. While these funds are set aside to help employees who have been unable to work for over 12 months due to a medical condition, the Social Security Administration (SSA) may wrongfully deny your claim.

If you were denied social security disability benefits, an attorney can help you deal with the complex paperwork required to appeal your denial.

At Sokolove Law, our social security disability lawyers in Michigan have the experience and skills required to assist you in securing disability benefits from the SSA.

Veterans Disability Denial in MI

Benefits for disabled veterans are offered through the U.S. Department of Veterans Affairs (VA). To be eligible for these benefits, you must:

  • Have a service-related disability
  • Not have been dishonorably discharged

If you served in the U.S. military and were later denied military disability benefits by the VA, our veterans disability lawyers in Michigan may be able to help you file an appeal.

Remember, denials are not the end of the claims process. Contact us today to learn more about appealing your insurer’s decision.

Don't Take No for an Answer

We’ve recovered over $130 Million for clients with denied disability claims. Let us get you the money you deserve.

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What Our Denied Disability Lawyers in Michigan Do

Insurance companies often have teams of legal professionals and billions of dollars at their disposal. By working with a denied disability lawyer in Michigan, you can even the playing field while fighting for the compensation you deserve.

At Sokolove Law, our attorneys for denied disability claims will strive to minimize the disruptions in your life and maximize the compensation you receive, so you can focus on your health.

1. Contact Sokolove Law After an LTD Claim Denial

If your long-term disability claim is denied, a Michigan disability lawyer  can help you understand why and develop a thorough appeal against the company’s decision.

At Sokolove Law, we’ve recovered millions of dollars for hundreds of clients facing denied disability claims. We know the ins and outs of these laws and the tactics insurance companies use to protect their profits.

Get a free, no-obligation case review now to see if we can help you fight back against your insurer’s denial.

2. We’ll Gather Evidence for Your Claim

Our team will determine why your insurance provider denied your claim and what additional information may be needed to change their decision.

To help strengthen your appeal, your legal team may:

  • Get testimony from medical experts
  • Gather statements from people who can assess how your impairment impacts your ability to work
  • Obtain additional records to substantiate your injury
  • Identify and fix any administrative errors or technicalities set in place by the insurance company

3. We'll File an Appeal on Your Behalf

Michigan long-term disability law allows for victims to appeal a denial from their insurance companies. In some instances, you may even be able to file a second appeal if your first was denied.

Our Michigan long-term disability attorneys can create a strong appeal on your behalf and file it within any deadlines. If you don’t file your appeal within these deadlines, you will not be able to pursue the benefits you deserve.

Don’t miss your chance to fight back. Contact Sokolove Law as soon as possible.

4. You Get Paid or We'll Fight in Court

If your appeal is successful, your insurance company will begin paying out your disability benefits. Depending on your policy, you may be able to receive back pay for any delays in the claims process as well.

If your appeal is unsuccessful, our Michigan denied disability attorneys may be able to file a lawsuit on your behalf and fight for your benefits in court.

Call (800) 995-1212 now to learn more about your legal options for free.

Our Past Michigan Long-Term Disability Settlements

At Sokolove Law, we’ve recovered over $130 Million for clients who were wrongfully denied long-term disability benefits by their insurance providers — including many clients in Michigan.

Some of our past long-term disability denial settlements include:

  • $1.36 Million for a client with chronic fatigue syndrome and fibromyalgia
  • $509,000 for an Ann Arbor client with a denied disability claim
  • $800,000 for a denied Unum long-term disability claim
  • $1.15 Million for a woman with a denied disability claim
  • $400,000 for a long-term disability insurance denial case
  • $77,000 for a denied Cigna claim in Saint Clair Shores
  • $395,000 for a denied long-term disability claim
  • $450,000 for a client who was denied disability benefits
  • $325,000 for an East Lansing client whose Unum LTD claim for depression was denied

A long-term disability settlement can help individuals and families pay for medical bills, daily living expenses, and more. This compensation often serves as much-needed financial relief for those who have been unable to work.

“Thanks to Sokolove Law, we won the battle against the insurance company. Now, I have the support and financial security I need to focus on my health and well-being. I’m grateful for their help and would recommend Sokolove Law to anyone facing a similar struggle.”
– Engineer in Washington D.C. with a Denied Disability Claim

Long-Term Disability Insurance Providers & Bad Faith

When insurance companies intentionally refuse legitimate claims filed by their policyholders, they are considered to be acting in bad faith. Many disability insurance carriers across the country have been fined millions of dollars for wrongfully denying claims.

Insurance companies known for long-term disability denial include:

This list is not exhaustive. If your long-term disability insurance claim was denied, but your insurer isn't listed above, contact Sokolove Law. We can help you determine your eligibility to appeal — for free.

Learn More About Your Options

If you believe your long-term disability claim was wrongfully denied, an experienced long-term disability denial attorney can help you understand your legal options.

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Let Our Michigan Disability Attorneys Fight For You

Sokolove Law was founded in 1979, and since then, we’ve helped thousands of innocent people who were too sick or injured to work get the compensation they deserve.

If your disability benefits in Michigan were denied, you still have options.

Our experienced Michigan disability lawyers have recovered over $130 Million for individuals and families nationwide — and we may be able to help you, too.

Get a free case review or call (800) 995-1212 now to learn if you can get help filing an appeal and standing up to your insurance provider.

Michigan Disability Denial Lawyer FAQs

How do I find the best disability lawyers in Michigan near me?

At Sokolove Law, our experienced Michigan long-term disability lawyers can handle your denied claim regardless of where you are located in the state.

As a national law firm, Sokolove Law has a strong understanding of the specific laws in each state. Our disability denial attorneys are prepared to level the playing field between you and your insurance company during the appeal process.

Get a free case review now to learn more about Michigan bad faith insurance lawyers near you.

How much do denied disability attorneys in Michigan cost?

Our long-term disability attorneys in Michigan work on a contingency-fee basis, which means there are no upfront costs or hourly fees. 

We only get paid if we successfully secure compensation for you, so there is no financial risk to taking legal action.

Call (800) 995-1212 now for a free, no-obligation consultation to see if we can help with your case.

What is considered a disability in Michigan?

There are many medical conditions that qualify for long-term disability in Michigan, including:

  • Anxiety
  • Arthritis
  • Bipolar disorder
  • Cancer
  • Carpal tunnel syndrome
  • Chronic fatigue syndrome (CFS)
  • Crohn’s disease
  • Degenerative disc disease
  • Depression
  • Diabetes
  • Epilepsy
  • Fibromyalgia
  • Heart disease
  • Herniated disc
  • Lupus
  • Multiple sclerosis (MS)
  • Post-traumatic stress disorder (PTSD)
  • Spine disorders
  • Stroke

This list is not exhaustive, and qualifying medical conditions can vary from policy to policy.

Does ERISA apply to long-term disability?

Yes, in some instances. If your disability insurance is provided by a private-sector employer, the Employee Retirement Income Security Act of 1974 (ERISA) may apply to your LTD claim.

ERISA regulates different aspects of long-term disability claims, including the:

  • Requirements to file a claim and receive benefits
  • Timeline for a decision on your benefits
  • Denial process and your rights to appeal or sue

A Michigan ERISA attorney can help you understand the claims and appeals process, as well as your rights under ERISA. Fill out our contact form now to learn more.

How do you qualify for long-term disability in Michigan?

To qualify for long-term disability in Michigan, your medical condition must:

  • Meet criteria outlined by the Social Security Administration (SSA) or your insurance company
  • Limit your ability to work for a certain amount of time (90 days to 1 year, depending on your policy)

If your claim was denied, we can help determine your eligibility to fight back — for free. Call (800) 995-1212 now to learn how our Michigan long-term disability attorneys may be able to help.

How much do you get for long-term disability in Michigan?

Disability compensation in Michigan depends on multiple factors, including your work history and past earnings. Michigan long-term disability plans usually pay out a percentage of your monthly salary until a certain age or you’re able to work again.

For example, state employees in Michigan with long-term disability insurance can receive up to 66.67% of their base salary (with a maximum payment of $5,000/month).

At Sokolove Law, our disability lawyers in Michigan will fight to maximize your potential compensation, so you can focus on your health and well-being.

Sokolove Law Affiliations and Recognition

Our Professional Affiliations

  • American Association of Justice
  • Michigan State Bar Association


  • National Trial Lawyers - Top 100 Trial Lawyers
  • Top 10 Asbestos & Mesothelioma Trial Lawyers
  • U.S. News & World Report - 2022 Best Law Firms / Best Lawyers
  • Martindale-Hubbell - 2022 Peer-Reviewed for Ethical Standards and Legal Ability

Sokolove Law Local Reviews

  • Better Business Bureau® (BBB): A+ Rating since 2013
  • Average Google Rating: 4.6/5

Local Michigan Areas We Serve

While Sokolove Law helps people throughout the country, we provide our services to people across the entire state of Michigan as well.

Sokolove Law serves locations across Michigan including:

  • Ann Arbor
  • Battle Creek
  • Bloomfield
  • Canton
  • Chesterfield
  • Clinton
  • Commerce
  • Dearborn
  • Dearborn Heights
  • Detroit
  • East Lansing
  • Farmington Hills
  • Flint
  • Georgetown
  • Grand Blanc
  • Grand Rapids
  • Holland
  • Independence
  • Kalamazoo
  • Kentwood
  • Lansing
  • Lincoln Park
  • Livonia
  • Macomb
  • Meridian
  • Midland
  • Muskegon
  • Novi
  • Orion
  • Pittsfield
  • Pontiac
  • Portage
  • Redford
  • Rochester Hills
  • Roseville
  • Royal Oak
  • Saginaw
  • Shelby
  • Southfield
  • St. Clair Shores
  • Sterling Heights
  • Taylor
  • Troy
  • Warren
  • Waterford
  • West Bloomfield
  • Westland
  • Wyoming
  • Ypsilanti

Michigan Zip Codes We Serve

As a national law firm, Sokolove Law can help clients and their families wherever they may be in the U.S., including across the state of Michigan.

Some of the zip codes we serve in Michigan include: 

  • 48038
  • 48044
  • 48047
  • 48060
  • 48066
  • 48103
  • 48104
  • 48105
  • 48111
  • 48126
  • 48127
  • 48146
  • 48154
  • 48170
  • 48180
  • 48183
  • 48185
  • 48187
  • 48188
  • 48197
  • 48198
  • 48212
  • 48219
  • 48221
  • 48224
  • 48227
  • 48228
  • 48235
  • 48239
  • 48307
  • 48310
  • 48430
  • 48439
  • 48706
  • 48823
  • 48843
  • 48858
  • 48911
  • 49009
  • 49201
  • 49203
  • 49221
  • 49341
  • 49423
  • 49424
  • 49426
  • 49442
  • 49504
  • 49507
  • 49508

Call (800) 995-1212 today for a free legal consultation.

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  1. Centers for Disease Control and Prevention. “Disability & Health U.S. State Profile Data for Michigan.” Retrieved from: https://www.cdc.gov/ncbddd/disabilityandhealth/impacts/michigan.html. Accessed on August 24, 2023.
  2. Michigan.gov. “State of Michigan Employee Benefits Division – Civil Service Commission Long-Term Disability Insurance Income Protection Plan.” Retrieved from: https://www.michigan.gov/-/media/Project/Websites/mdcs/EBD/ltd/plansummary.pdf?rev=866bf499d6904b7898da363b602da792#:~:text=Employees%20who%20have%20183%20or,payments%20up%20to%2024%20months.&text=Employees%20who%20have%20184%20hours,enrolled%20in%20the%20LTD%20plan. Accessed on August 24, 2023.
  3. Social Security Administration. “Annual Statistical Report on the Social Security Disability Insurance Program, 2020.” Retrieved from: https://www.ssa.gov/policy/docs/statcomps/di_asr/2020/sect04.html. Accessed on August 24, 2023.
  4. Social Security Administration. “Disability Evaluation Under Social Security.” Retrieved from: https://www.ssa.gov/disability/professionals/bluebook/evidentiary.htm. Accessed on August 24, 2023.
  5. State of Michigan. “LONG TERM DISABILITY INCOME PROTECTION PLAN.” Retrieved from: https://www.michigan.gov/mdcs/-/media/Project/Websites/mdcs/EBD/ltd/LTD_Plan_Booklet-Oct_2007-SIGNED_FINAL_215810_7.pdf?rev=2badc8662385488e915a687d29c027e1&hash=6ACCA94746DCFF57B625470715E2FC47. Accessed on August 24, 2023.