Utah Unum Disability Lawyer

If your Unum long-term disability claim was denied, you may still have options. Our Utah Unum disability lawyers have over 45 years of experience helping families secure the benefits they're entitled to. Find out if we can file a Unum appeal or lawsuit on your behalf.

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Have you been denied disability benefits?
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Choosing a Utah Unum Disability Attorney

To choose the best Utah Unum disability attorney for your case, it’s important to find someone who has a history of securing results in situations similar to yours.

Look for a Utah Unum disability attorney who has: 

  • Decades of Experience: We’ve been helping clients who were denied benefits seek compensation for over 45 years.
  • Track Record of Success: Our long-term disability attorneys have secured more than $143 Million for clients who were wrongfully denied their disability benefits.
  • Resources to Fight: Our firm has access to expert witnesses, medical professionals, and other key resources needed to take on powerful companies like Unum.
  • Reviews from Clients: We’ve received hundreds of 5-star reviews from clients who have turned to us for help.
  • No Upfront Costs: You pay us nothing unless our Utah Unum disability attorneys secure compensation on your behalf.

“When I got sick and couldn't work anymore, my insurance company denied my long-term disability claim. I felt lost and betrayed. But then I found Sokolove Law. They listened and cared about my story. Now, I have the help I need to move forward.”
– Client with a Denied Unum Claim

At Sokolove Law, we strive to make the legal process as stress-free as possible for our clients, so they can stay focused on their health and getting the care they need.

Don't Take No for an Answer

We’ve recovered over $143 Million for clients with denied disability claims. Let us get you the money you deserve.

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Why Utah Unum Disability Claims Get Denied

There are many reasons why Unum may deny a long-term disability claim. Understanding their reasoning is an important first step in appealing the decision.

Utah Unum disability claims may be denied due to:

  • Disputes over the severity of your condition or the extent of your limitations
  • Lack of sufficient medical evidence to prove your diagnosis
  • Missed deadlines, incomplete forms, or other application errors
  • Not meeting Unum’s definition of a disability
  • Social media posts or videos that your insurer claims contradict your disability

Even when a claim is legitimate, insurance companies may still deny your benefits to protect their profits.

At Sokolove Law, our Unum attorneys can help you understand why your claim was denied and build a strong appeal to fight back.

How to File a Unum Appeal in Utah

Receiving a denial letter from Unum is not the end of the road. You have the right to appeal their decision and potentially recover the disability benefits you’re owed.

To file your Unum appeal in Utah, our attorneys can:

  • Review the insurer’s LTD denial letter in detail
  • Gather additional evidence to prove your disability, like medical records, witness testimony, and expert opinions
  • Submit a compelling appeal letter to Unum that clearly explains why you meet the definition of disability under your policy
  • Request a second appeal if Unum issues a denial
  • Take legal action against Unum if the company still refuses to pay

We can file a long-term disability denial lawsuit on your behalf and negotiate a settlement with your insurer. If a settlement is unable to be reached, we’re prepared to take Unum to court and seek compensation from a trial verdict.

“We can help navigate the complex appeal process and work to minimize any disruptions to your life while maximizing the amount of potential disability pay in your case.”
– Ricky LeBlanc, Managing Attorney

Unum Settlements in Utah

At Sokolove Law, we’ve secured over $143 Million for clients who were denied disability benefits, including Unum policyholders in Utah.

This financial support has helped many families with everyday living expenses, medical bills, and other essential needs while they were unable to work.

Some of our past Unum settlements and verdicts include: 

  • ​​$975,000 for a physician whose Unum appeal was denied
  • $500,000 to a company president whose LTD claims were denied
  • $400,000 for a woman with a frontal lobe injury
  • $233,000 for a client with a denied Unum disability claim
  • $125,000 to a man facing a Unum LTD denial
  • $325,000 for a client with depression
  • $185,000 to a man who was injured in a car accident
  • $275,000 for a man with a Unum disability claim denial
  • $316,000 to a client with lupus and fibromyalgia
  • $200,000 for a man whose disability claim was denied by Unum
  • $325,000 to a woman with ALS facing a Unum denial
  • $275,000 for a man facing a Unum claim denial
  • $300,000 to a client who injured his hands loading a water heater
  • $800,000 for a denied Unum long-term disability claim

While there’s never a guarantee of results in any case, our Utah Unum disability lawyers will fight hard to get you everything you’re entitled to.

Call (800) 995-1212 now to find out if you may qualify for a Unum Utah lawsuit settlement. It costs nothing to speak with us.

Unum Utah Lawsuit Updates & Legal News

Unum has a long history of facing lawsuits and accusations for wrongfully denying disability claims, misclassifying employees, underpaying wages, and mishandling benefits.

Policyholders and employees across Utah and the U.S. have challenged the company’s practices through both individual lawsuits and class action claims.

Judge Greenlights Surgeon's Claims Against Unum

A federal judge ruled that a Utah surgeon's main claims against Unum can move forward, finding sufficient evidence for a jury to decide whether the insurer wrongfully denied full disability benefits.

The policyholder alleged that hand injuries left him unable to perform his surgical specialty, but Unum classified him as only partially disabled and paid reduced benefits.

U.S. District Judge David Nuffer found genuine disputes over key issues, including whether the surgeon was totally disabled, whether Unum underpaid benefits, and whether premiums should have been waived.

Utah Supreme Court Expands Damages in Disability Insurance Disputes

The Utah Supreme Court ruled that insurers can be held responsible for more than just unpaid benefits when they fail to honor a policy. If the failure to pay causes real harm like financial hardship or worsening health, policyholders may be able to recover those additional losses.

The case involved a corporate executive who purchased disability insurance to protect his income. After complications from heart surgery left him unable to work, he filed for benefits but Unum allegedly failed to pay beyond a short period.

While the court found that Utah law doesn’t give policyholders a private right to sue insurers directly, it made clear that they can fight back through breach of contract and bad faith claims when insurers fail to pay what they owe.

You are not alone. Unum has a history of wrongfully denying disability claims in Utah — but you don't have to take no for an answer.

Contact Sokolove Law now if your long-term disability benefits were denied. Our Utah Unum disability lawyers can help you challenge the denial and fight for the benefits you deserve.

Sokolove Law: Get Help from Top Utah Unum Disability Attorneys

Facing a denied long-term disability claim can be overwhelming, especially when you’re trying to focus on your health. For over 45 years, Sokolove Law has helped thousands of families fight back against insurance companies like Unum and secure compensation.

If your long-term disability benefits have been wrongfully denied, our team is here to help you file an appeal or a Utah Unum lawsuit.

Find out why so many families put their trust in Sokolove Law:

  • No upfront costs or hourly fees to work with our team
  • Decades of experience taking on powerful insurance companies
  • Over $143 Million secured for clients who were wrongfully denied benefits

Call (800) 995-1212 now or fill out our contact form to get started with a free case review. You don’t have to face Unum alone — we’re here to help.

Utah Unum Claim Denial FAQs

What medical conditions qualify as a disability with Unum?

Unum claims to provide long-term disability benefits for a wide range of physical and mental health conditions. However, it’s not always easy to get approved for benefits.

Medical conditions that may qualify for Unum benefits include:

  • Autoimmune conditions like lupus or Crohn’s disease
  • Cancer
  • Chronic fatigue syndrome
  • Diabetes
  • Epilepsy
  • Fibromyalgia
  • Heart disease
  • Mental health issues like depression, anxiety, or bipolar disorder
  • Multiple sclerosis (MS)
  • Musculoskeletal disorders like back injuries, herniated discs, carpal tunnel syndrome, or arthritis
  • Stroke

Even if your diagnosis is on this list, Unum may still deny your claim — especially if the insurer believes you can still perform some type of work.

Our Utah Unum disability lawyers are here to help you fight back. Get started now with a free case review.

How do you fight a Unum denial in Utah?

To fight back against a denied claim from Unum, you can work with an experienced Unum lawyer in Utah who understands how this insurance company operates and how to fight back.

Our Utah Unum attorneys can build a strong appeal on your behalf by gathering key evidence, securing expert opinions, and handling all communication with Unum. If needed, we’re also prepared to take your case to court.

How much does it cost to work with a Unum attorney in Utah?

At Sokolove Law, there are no upfront costs or hourly fees to work with our Unum attorneys in Utah. We operate on a contingency-fee basis, which means you pay nothing unless we secure compensation for you.

What is the Unum controversy?

Unum has been accused of wrongfully denying valid disability claims. Over the years, the state of Utah has been involved in investigations that have determined Unum:

  • Failed to evaluate conditions as a whole and their impact on a claimant’s ability to work
  • Placed an unfair burden on claimants to prove they were disabled
  • Relied too heavily on in-house medical staff to support claim denials, rather than independent experts
  • Unfairly interpreted reports from the treating physicians of policyholders

The company was ordered to reassess thousands of denied claims. Despite this, Unum continues to face new lawsuits over how they evaluate long-term disability claims today.

Is Unum hard to deal with?

Yes. Unum often tries to protect their bottom line by limiting payouts — even when policyholders have a legitimate need for benefits. They may demand excessive paperwork, deny claims for minor technicalities, or argue that you’re still able to work in some capacity, despite your diagnosis.

All of this can make the process of seeking benefits incredibly frustrating, especially for people who are already struggling.

By working with a long-term disability denial lawyer, you can get help holding Unum accountable for acting in bad faith and putting their profits ahead of policyholders.

Does Unum deny claims in Utah?

Unum may deny disability claims for a number of reasons, including paperwork errors, a lack of medical records, or disputes over whether your condition qualifies as a disability.

The company has even been known to hire private investigators to surveil policyholders, hoping to capture photos or videos that suggest you’re not as disabled as you claim.

If you believe your claim was wrongfully denied, Sokolove Law is here to help. Contact our Utah Unum lawyers now.

What other insurance companies can a Utah Unum lawyer fight?

At Sokolove Law, our Utah Unum lawyers can help clients take legal action against any insurance company that wrongfully denied their long-term disability benefits.

Insurance companies known for disability denials include:

This isn’t a complete list. If your long-term disability benefits were wrongfully denied, call (800) 995-1212 now for help.

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Local Service Areas

Sokolove Law has experience helping thousands of people across the country, including in the state of Utah.

We serve the following locations around Utah:

  • American Fork
  • Bluffdale
  • Bountiful
  • Brigham City
  • Cedar City
  • Centerville
  • Clearfield
  • Clinton
  • Cottonwood Heights
  • Draper
  • Eagle Mountain
  • Farmington
  • Herriman
  • Highland
  • Holladay
  • Hurricane
  • Kaysville
  • Kearns
  • Layton
  • Lehi
  • Logan
  • Magna
  • Midvale
  • Millcreek
  • Murray
  • North Ogden
  • North Salt Lake
  • Ogden
  • Orem
  • Park City
  • Payson
  • Pleasant Grove
  • Provo
  • Riverton
  • Roy
  • Salt Lake City
  • Sandy
  • Saratoga Springs
  • South Jordan
  • South Ogden
  • South Salt Lake
  • Spanish Fork
  • Springville
  • St. George
  • Syracuse
  • Taylorsville
  • Tooele
  • Washington
  • West Haven
  • West Jordan
  • West Valley City

Utah Zip Codes

As a national law firm, Sokolove Law can help families wherever they may be in the U.S., including across the state of Utah.

Some of the zip codes we serve include: 

  • 84003
  • 84005
  • 84009
  • 84010
  • 84015
  • 84020
  • 84037
  • 84041
  • 84043
  • 84044
  • 84094
  • 84045
  • 84047
  • 84057
  • 84058
  • 84062
  • 84065
  • 84067
  • 84070
  • 84074
  • 84075
  • 84078
  • 84081
  • 84084
  • 84088
  • 84095
  • 84096
  • 84106
  • 84107
  • 84116
  • 84118
  • 84119
  • 84120
  • 84121
  • 84123
  • 84128
  • 84129
  • 84321
  • 84401
  • 84403
  • 84404
  • 84405
  • 84414
  • 84601
  • 84604
  • 84606
  • 84660
  • 84663
  • 84770
  • 84790

Call (800) 995-1212 now to get started. It costs nothing to speak with our team and get answers to your questions.

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  1. Case Mine. "Morgan v. Unum Life Ins. Co." Retrieved from: https://www.casemine.com/judgement/us/5914e87cadd7b049349202d2.
  2. Case Mine. "MACHAN v. UNUM LIFE INS. CO. OF AMERICA." Retrieved from: https://www.casemine.com/judgement/us/5914b63aadd7b04934777a90.
  3. Social Security Administration. “Annual Statistical Report on the Social Security Disability Insurance Program, 2020.” Retrieved from: https://www.ssa.gov/policy/docs/statcomps/di_asr/2020/sect04.html.
  4. Unum. “Disability Insurance.” Retrieved from: https://www.unum.com/employees/benefits/disability-insurance.