West Virginia Unum Disability Lawyer

Choosing a West Virginia Unum Disability Attorney

To choose the best West Virginia Unum disability attorney for your case, it’s important to find someone who has a history of securing results in situations similar to yours.

Look for a West Virginia Unum disability attorney who has: 

• Decades of Experience: We’ve been helping clients who were denied benefits seek compensation for over 45 years.
• Track Record of Success: Our long-term disability attorneys have secured more than $143 Million for clients who were wrongfully denied their disability benefits.
• Resources to Fight: Our firm has access to expert witnesses, medical professionals, and other key resources needed to take on powerful companies like Unum.
• Reviews from Clients: We’ve received hundreds of 5-star reviews from clients who have turned to us for help.
• No Upfront Costs: You pay us nothing unless our West Virginia Unum disability attorneys secure compensation on your behalf.

“When I got sick and couldn't work anymore, my insurance company denied my long-term disability claim. I felt lost and betrayed. But then I found Sokolove Law. They listened and cared about my story. Now, I have the help I need to move forward.”
– Client with a Denied Unum Claim

At Sokolove Law, we strive to make the legal process as stress-free as possible for our clients, so they can stay focused on their health and getting the care they need.

Why West Virginia Unum Disability Claims Get Denied

There are many reasons why Unum may deny a long-term disability claim. Understanding their reasoning is an important first step in appealing the decision.

West Virginia Unum disability claims may be denied due to:

• Disputes over the severity of your condition or the extent of your limitations
• Lack of sufficient medical evidence to prove your diagnosis
• Missed deadlines, incomplete forms, or other application errors
• Not meeting Unum’s definition of a disability
• Social media posts or videos that your insurer claims contradict your disability

Even when a claim is legitimate, insurance companies may still deny your benefits to protect their profits.

At Sokolove Law, our Unum attorneys can help you understand why your claim was denied and build a strong appeal to fight back.

How to File a Unum Appeal in West Virginia

Receiving a denial letter from Unum is not the end of the road. You have the right to appeal their decision and potentially recover the disability benefits you’re owed.

To file your Unum appeal in West Virginia, our attorneys can:

• Review the insurer’s LTD denial letter in detail
• Gather additional evidence to prove your disability, like medical records, witness testimony, and expert opinions
• Submit a compelling appeal letter to Unum that clearly explains why you meet the definition of disability under your policy
• Request a second appeal if Unum issues a denial
• Take legal action against Unum if the company still refuses to pay

We can file a long-term disability denial lawsuit on your behalf and negotiate a settlement with your insurer. If a settlement is unable to be reached, we’re prepared to take Unum to court and seek compensation from a trial verdict.

“We can help navigate the complex appeal process and work to minimize any disruptions to your life while maximizing the amount of potential disability pay in your case.”
– Ricky LeBlanc, Managing Attorney

Unum Settlements in West Virginia

At Sokolove Law, we’ve secured over $143 Million for clients who were denied disability benefits, including Unum policyholders in West Virginia.

This financial support has helped many families with everyday living expenses, medical bills, and other essential needs while they were unable to work.

Some of our past Unum settlements and verdicts include: 

• ​​$975,000 for a physician whose Unum appeal was denied
• $500,000 to a company president whose LTD claims were denied
• $400,000 for a woman with a frontal lobe injury
• $325,000 to a man with COVID brain fog facing a Unum claim denial
• $233,000 for a client with a denied Unum disability claim
• $125,000 to a man facing a Unum LTD denial
• $325,000 for a client with depression
• $185,000 to a man who was injured in a car accident
• $275,000 for a man with a Unum disability claim denial
• $316,000 to a client with lupus and fibromyalgia
• $200,000 for a man whose disability claim was denied by Unum
• $325,000 to a woman with ALS facing a Unum denial
• $275,000 for a man facing a Unum claim denial
• $300,000 to a client who injured his hands loading a water heater
• $800,000 for a denied Unum long-term disability claim

While there’s never a guarantee of results in any case, our West Virginia Unum disability lawyers will fight hard to get you everything you’re entitled to.

Unum West Virginia Lawsuit Updates & Legal News

Unum has a long history of facing lawsuits and accusations for wrongfully denying disability claims, misclassifying employees, underpaying wages, and mishandling benefits.

Policyholders and employees across West Virginia and the U.S. have challenged the company’s practices through both individual lawsuits and class action claims.

Unum Bad Faith Lawsuit to Proceed in WV State Court

A West Virginia federal judge ruled that a policyholder can move forward with a lawsuit alleging that the Paul Revere Life Insurance Company and Unum Group acted in bad faith when terminating her LTD benefits.

The insurers attempted to move the case to federal court on the grounds that the claims were governed by ERISA law. They also moved to dismiss the case.

However, Judge Frederick Stamp concluded that ERISA didn't apply because the disability policy was no longer connected to the policyholder's employer — and that she could pursue her bad faith claims in state court.

Judge Allows Unum Disability Benefits Dispute to Proceed

A West Virginia federal judge sided with a policyholder after Unum limited his disability to just 39 days despite medical evidence showing that he continued to be impaired due to alcohol addiction and bipolar disorder.

The policyholder had presented multiple medical opinions supporting his disability, but Unum relied on information provided by an in-house reviewer.

U.S. District Judge Joseph Goodwin found that Unum failed to conduct a "full and fair review" by ignoring outpatient treatment records that could affect the disability determination. He ordered the insurer to consider all relevant evidence.

WV Judge Finds Attorney Entitled to LTD Benefits

Unum sued a policyholder after paying him disability benefits for years, alleging that he had breached his policies by failing to provide information. The insurer sought to recover benefits already paid and cancel the policies.

The policyholder had worked as a lawyer before undergoing a sextuple bypass surgery at the age of 56 that resulted in serious cognitive impairments and memory problems, according to the court document.

U.S. District Judge John Bailey ruled that the evidence showed the man was permanently and totally disabled. He characterized Unum's demand for more information 3 years after the onset of disability as a "witch hunt."

He ordered Unum to continue paying benefits and greenlighted the policyholder's claims for bad faith, breach of contract, and intentional infliction of emotional distress.

You are not alone. Unum has a history of wrongfully denying disability claims in West Virginia — but you don't have to take no for an answer.

Contact Sokolove Law now if your long-term disability benefits were denied. Our West Virginia Unum disability lawyers can help you challenge the denial and fight for the benefits you deserve.

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Since 1979, Sokolove Law has helped thousands of families nationwide secure the compensation they deserve.

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Sokolove Law: Find a Top West Virginia Unum Disability Lawyer

Facing a denied long-term disability claim can be overwhelming, especially when you’re trying to focus on your health. For over 45 years, Sokolove Law has helped thousands of families fight back against insurance companies like Unum and secure compensation.

If your long-term disability benefits have been wrongfully denied, our team is here to help you file an appeal or a West Virginia Unum lawsuit.

Find out why so many families put their trust in Sokolove Law:

• No upfront costs or hourly fees to work with our team
• Decades of experience taking on powerful insurance companies
• Over $143 Million secured for clients who were wrongfully denied benefits

Call (800) 995-1212 now or fill out our contact form to get started with a free case review. You don’t have to face Unum alone — we’re here to help.

West Virginia Unum Disability Claim Denial FAQs